Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$547K, with repayments around HK$23,857/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$547K · loan HK$4.92M · min. income ≈ HK$47,714/mo (50% DSR)
Upfront cash ≈ HK$670K (deposit + AVD stamp duty HK$123,065 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 20 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 5/F
- Flat
- D
- Saleable Area
- 460 Saleable ft²
- Gross Area
- 609 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-30 | HK$4.90M | −20.7% 3.6y · −6.0%/yr |
| 2021-03-29 | HK$6.18M | +21.7% 3.9y · 6.0%/yr |
| 2017-04-28 | HK$5.08M | +95.4% 5.8y · 16.0%/yr |
| 2011-07-12 | HK$2.60M | +72.2% |
| 2001-07-23 | HK$1.51M | — |