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At today's rate and a 90% mortgage, the deposit on this unit is about HK$564K, with repayments around HK$24,603/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$564K · loan HK$5.08M · min. income ≈ HK$49,206/mo (50% DSR)
Upfront cash ≈ HK$691K (deposit + AVD stamp duty HK$126,913 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 20 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 13/F
- Flat
- A
- Saleable Area
- 460 Saleable ft²
- Gross Area
- 606 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-07-16 | HK$5.14M | −17.1% 5.3y · −3.0%/yr |
| 2019-04-16 | HK$6.20M | +68.5% 5.0y · 14.0%/yr |
| 2014-04-30 | HK$3.68M | +72.0% |
| 2010-05-20 | HK$2.14M | +32.9% |
| 2005-09-23 | HK$1.61M | +11.0% |
| 2003-04-16 | HK$1.45M | — |