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At today's rate and a 90% mortgage, the deposit on this unit is about HK$560K, with repayments around HK$24,407/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,814/mo (50% DSR)
Upfront cash ≈ HK$685K (deposit + AVD stamp duty HK$125,902 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Yuen Long Station Station.
Family-friendly — 20 schools within a 1 km walk.
Everyday convenience — 36 shopping and daily-needs spots nearby.
Healthcare close by — 1 hospital/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- H
- Saleable Area
- 460 Saleable ft²
- Gross Area
- 606 ft²
- Efficiency
- 76%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2023-05-30 | HK$6.10M | +1.7% 3.2y · 1.0%/yr |
| 2020-03-02 | HK$6.00M | +119.0% 5.5y · 8.0%/yr |
| 2012-03-23 | HK$2.74M | +13.2% |
| 2010-12-03 | HK$2.42M | +82.0% |
| 2002-08-03 | HK$1.33M | −9.5% |
| 2001-03-24 | HK$1.47M | — |