▼ 0.50% · 3.625%
HK$17,970
−HK$1,127/mo
▼ 0.25% · 3.875%
HK$18,529
−HK$568/mo
Today · 4.125%
HK$19,097
baseline
▲ 0.50% · 4.625%
HK$20,259
+HK$1,162/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$38,194/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,991
−HK$1,080/mo
▼ 0.25% · 3.875%
HK$20,527
−HK$544/mo
Today · 4.125%
HK$21,071
baseline
▲ 0.50% · 4.625%
HK$22,182
+HK$1,111/mo
Deposit HK$3.94M · loan HK$3.94M · min. income ≈ HK$42,142/mo (50% DSR)
Upfront cash ≈ HK$4.18M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,767
−HK$1,239/mo
▼ 0.25% · 3.875%
HK$20,382
−HK$624/mo
Today · 4.125%
HK$21,006
baseline
▲ 0.50% · 4.625%
HK$22,285
+HK$1,279/mo
Deposit HK$3.55M · loan HK$4.33M · min. income ≈ HK$42,012/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,990
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$22,580
−HK$598/mo
Today · 4.125%
HK$23,178
baseline
▲ 0.50% · 4.625%
HK$24,400
+HK$1,222/mo
Deposit HK$3.55M · loan HK$4.33M · min. income ≈ HK$46,356/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,564
−HK$1,352/mo
▼ 0.25% · 3.875%
HK$22,235
−HK$681/mo
Today · 4.125%
HK$22,916
baseline
▲ 0.50% · 4.625%
HK$24,310
+HK$1,394/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$45,832/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,989
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,633
−HK$653/mo
Today · 4.125%
HK$25,286
baseline
▲ 0.50% · 4.625%
HK$26,618
+HK$1,332/mo
Deposit HK$3.15M · loan HK$4.73M · min. income ≈ HK$50,572/mo (50% DSR)
Upfront cash ≈ HK$3.39M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,361
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,087
−HK$739/mo
Today · 4.125%
HK$24,826
baseline
▲ 0.50% · 4.625%
HK$26,336
+HK$1,510/mo
Deposit HK$2.76M · loan HK$5.12M · min. income ≈ HK$49,652/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,989
−HK$1,404/mo
▼ 0.25% · 3.875%
HK$26,686
−HK$707/mo
Today · 4.125%
HK$27,393
baseline
▲ 0.50% · 4.625%
HK$28,837
+HK$1,444/mo
Deposit HK$2.76M · loan HK$5.12M · min. income ≈ HK$54,786/mo (50% DSR)
Upfront cash ≈ HK$2.99M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,158
−HK$1,577/mo
▼ 0.25% · 3.875%
HK$25,940
−HK$795/mo
Today · 4.125%
HK$26,735
baseline
▲ 0.50% · 4.625%
HK$28,362
+HK$1,627/mo
Deposit HK$2.36M · loan HK$5.52M · min. income ≈ HK$53,470/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,988
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$28,738
−HK$762/mo
Today · 4.125%
HK$29,500
baseline
▲ 0.50% · 4.625%
HK$31,055
+HK$1,555/mo
Deposit HK$2.36M · loan HK$5.52M · min. income ≈ HK$59,000/mo (50% DSR)
Upfront cash ≈ HK$2.60M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,955
−HK$1,690/mo
▼ 0.25% · 3.875%
HK$27,793
−HK$852/mo
Today · 4.125%
HK$28,645
baseline
▲ 0.50% · 4.625%
HK$30,388
+HK$1,743/mo
Deposit HK$1.97M · loan HK$5.91M · min. income ≈ HK$57,290/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,987
−HK$1,620/mo
▼ 0.25% · 3.875%
HK$30,791
−HK$816/mo
Today · 4.125%
HK$31,607
baseline
▲ 0.50% · 4.625%
HK$33,273
+HK$1,666/mo
Deposit HK$1.97M · loan HK$5.91M · min. income ≈ HK$63,214/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,752
−HK$1,803/mo
▼ 0.25% · 3.875%
HK$29,646
−HK$909/mo
Today · 4.125%
HK$30,555
baseline
▲ 0.50% · 4.625%
HK$32,414
+HK$1,859/mo
Deposit HK$1.58M · loan HK$6.30M · min. income ≈ HK$61,110/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,986
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,844
−HK$870/mo
Today · 4.125%
HK$33,714
baseline
▲ 0.50% · 4.625%
HK$35,491
+HK$1,777/mo
Deposit HK$1.58M · loan HK$6.30M · min. income ≈ HK$67,428/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,549
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$31,499
−HK$965/mo
Today · 4.125%
HK$32,464
baseline
▲ 0.50% · 4.625%
HK$34,440
+HK$1,976/mo
Deposit HK$1.18M · loan HK$6.70M · min. income ≈ HK$64,928/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,985
−HK$1,836/mo
▼ 0.25% · 3.875%
HK$34,897
−HK$924/mo
Today · 4.125%
HK$35,821
baseline
▲ 0.50% · 4.625%
HK$37,709
+HK$1,888/mo
Deposit HK$1.18M · loan HK$6.70M · min. income ≈ HK$71,642/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,346
−HK$2,028/mo
▼ 0.25% · 3.875%
HK$33,352
−HK$1,022/mo
Today · 4.125%
HK$34,374
baseline
▲ 0.50% · 4.625%
HK$36,466
+HK$2,092/mo
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$68,748/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,984
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$36,949
−HK$979/mo
Today · 4.125%
HK$37,928
baseline
▲ 0.50% · 4.625%
HK$39,928
+HK$2,000/mo
Deposit HK$788K · loan HK$7.09M · min. income ≈ HK$75,856/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$236,419 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).