Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$646K, with repayments around HK$28,188/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$646K · loan HK$5.82M · min. income ≈ HK$56,376/mo (50% DSR)
Upfront cash ≈ HK$827K (deposit + AVD stamp duty HK$181,241 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Yuen Long Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 27 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- D
- Saleable Area
- 422 Saleable ft²
- Gross Area
- 544 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-01-07 | HK$5.35M | −23.6% 6.5y · −4.0%/yr |
| 2018-06-12 | HK$7.00M | +59.8% 3.8y · 16.0%/yr |
| 2014-09-08 | HK$4.38M | +165.5% |
| 2006-02-04 | HK$1.65M | +7.8% |
| 2005-03-19 | HK$1.53M | +26.4% |
| 2004-05-21 | HK$1.21M | +0.0% |
| 2003-12-19 | HK$1.21M | — |