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At today's rate and a 90% mortgage, the deposit on this unit is about HK$835K, with repayments around HK$36,443/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$835K · loan HK$7.52M · min. income ≈ HK$72,886/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,649 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Yuen Long Station.
Family-friendly — 24 schools within a 1 km walk.
Everyday convenience — 40 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 27 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 37/F
- Flat
- B
- Saleable Area
- 545 Saleable ft²
- Gross Area
- 704 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 74
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-06-02 | HK$8.80M | +17.3% 2.9y · 6.0%/yr |
| 2017-07-19 | HK$7.50M | +103.8% 6.6y · 16.0%/yr |
| 2010-12-14 | HK$3.68M | +24.7% |
| 2009-10-27 | HK$2.95M | +31.1% |
| 2007-08-01 | HK$2.25M | −1.3% |
| 2005-03-30 | HK$2.28M | +51.0% |
| 2003-08-02 | HK$1.51M | — |