▼ 0.50% · 3.625%
HK$19,787
−HK$1,240/mo
▼ 0.25% · 3.875%
HK$20,402
−HK$625/mo
Today · 4.125%
HK$21,027
baseline
▲ 0.50% · 4.625%
HK$22,307
+HK$1,280/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$42,054/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,012
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$22,603
−HK$599/mo
Today · 4.125%
HK$23,202
baseline
▲ 0.50% · 4.625%
HK$24,425
+HK$1,223/mo
Deposit HK$4.34M · loan HK$4.34M · min. income ≈ HK$46,404/mo (50% DSR)
Upfront cash ≈ HK$4.60M (deposit + AVD stamp duty HK$260,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,765
−HK$1,365/mo
▼ 0.25% · 3.875%
HK$22,442
−HK$688/mo
Today · 4.125%
HK$23,130
baseline
▲ 0.50% · 4.625%
HK$24,537
+HK$1,407/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$46,260/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,214
−HK$1,308/mo
▼ 0.25% · 3.875%
HK$24,863
−HK$659/mo
Today · 4.125%
HK$25,522
baseline
▲ 0.50% · 4.625%
HK$26,867
+HK$1,345/mo
Deposit HK$3.90M · loan HK$4.77M · min. income ≈ HK$51,044/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$260,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,744
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,482
−HK$751/mo
Today · 4.125%
HK$25,233
baseline
▲ 0.50% · 4.625%
HK$26,768
+HK$1,535/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$50,466/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,415
−HK$1,427/mo
▼ 0.25% · 3.875%
HK$27,123
−HK$719/mo
Today · 4.125%
HK$27,842
baseline
▲ 0.50% · 4.625%
HK$29,309
+HK$1,467/mo
Deposit HK$3.47M · loan HK$5.21M · min. income ≈ HK$55,684/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$260,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,723
−HK$1,613/mo
▼ 0.25% · 3.875%
HK$26,523
−HK$813/mo
Today · 4.125%
HK$27,336
baseline
▲ 0.50% · 4.625%
HK$28,999
+HK$1,663/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$54,672/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,616
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$29,383
−HK$779/mo
Today · 4.125%
HK$30,162
baseline
▲ 0.50% · 4.625%
HK$31,752
+HK$1,590/mo
Deposit HK$3.04M · loan HK$5.64M · min. income ≈ HK$60,324/mo (50% DSR)
Upfront cash ≈ HK$3.30M (deposit + AVD stamp duty HK$260,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,701
−HK$1,737/mo
▼ 0.25% · 3.875%
HK$28,563
−HK$875/mo
Today · 4.125%
HK$29,438
baseline
▲ 0.50% · 4.625%
HK$31,230
+HK$1,792/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$58,876/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,817
−HK$1,665/mo
▼ 0.25% · 3.875%
HK$31,644
−HK$838/mo
Today · 4.125%
HK$32,482
baseline
▲ 0.50% · 4.625%
HK$34,194
+HK$1,712/mo
Deposit HK$2.60M · loan HK$6.07M · min. income ≈ HK$64,964/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$260,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,680
−HK$1,861/mo
▼ 0.25% · 3.875%
HK$30,603
−HK$938/mo
Today · 4.125%
HK$31,541
baseline
▲ 0.50% · 4.625%
HK$33,460
+HK$1,919/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$63,082/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,018
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,904
−HK$898/mo
Today · 4.125%
HK$34,802
baseline
▲ 0.50% · 4.625%
HK$36,637
+HK$1,835/mo
Deposit HK$2.17M · loan HK$6.51M · min. income ≈ HK$69,604/mo (50% DSR)
Upfront cash ≈ HK$2.43M (deposit + AVD stamp duty HK$260,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,658
−HK$1,986/mo
▼ 0.25% · 3.875%
HK$32,643
−HK$1,001/mo
Today · 4.125%
HK$33,644
baseline
▲ 0.50% · 4.625%
HK$35,691
+HK$2,047/mo
Deposit HK$1.74M · loan HK$6.94M · min. income ≈ HK$67,288/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,220
−HK$1,903/mo
▼ 0.25% · 3.875%
HK$36,164
−HK$959/mo
Today · 4.125%
HK$37,123
baseline
▲ 0.50% · 4.625%
HK$39,079
+HK$1,956/mo
Deposit HK$1.74M · loan HK$6.94M · min. income ≈ HK$74,246/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$260,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,637
−HK$2,109/mo
▼ 0.25% · 3.875%
HK$34,683
−HK$1,063/mo
Today · 4.125%
HK$35,746
baseline
▲ 0.50% · 4.625%
HK$37,922
+HK$2,176/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$71,492/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,421
−HK$2,022/mo
▼ 0.25% · 3.875%
HK$38,425
−HK$1,018/mo
Today · 4.125%
HK$39,443
baseline
▲ 0.50% · 4.625%
HK$41,522
+HK$2,079/mo
Deposit HK$1.30M · loan HK$7.38M · min. income ≈ HK$78,886/mo (50% DSR)
Upfront cash ≈ HK$1.56M (deposit + AVD stamp duty HK$260,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,616
−HK$2,233/mo
▼ 0.25% · 3.875%
HK$36,724
−HK$1,125/mo
Today · 4.125%
HK$37,849
baseline
▲ 0.50% · 4.625%
HK$40,152
+HK$2,303/mo
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$75,698/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,622
−HK$2,141/mo
▼ 0.25% · 3.875%
HK$40,685
−HK$1,078/mo
Today · 4.125%
HK$41,763
baseline
▲ 0.50% · 4.625%
HK$43,964
+HK$2,201/mo
Deposit HK$868K · loan HK$7.81M · min. income ≈ HK$83,526/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,320 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).