▼ 0.50% · 3.625%
HK$19,314
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,915
−HK$610/mo
Today · 4.125%
HK$20,525
baseline
▲ 0.50% · 4.625%
HK$21,774
+HK$1,249/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$41,050/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,487
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,063
−HK$584/mo
Today · 4.125%
HK$22,647
baseline
▲ 0.50% · 4.625%
HK$23,841
+HK$1,194/mo
Deposit HK$4.24M · loan HK$4.24M · min. income ≈ HK$45,294/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$254,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,245
−HK$1,333/mo
▼ 0.25% · 3.875%
HK$21,906
−HK$672/mo
Today · 4.125%
HK$22,578
baseline
▲ 0.50% · 4.625%
HK$23,951
+HK$1,373/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,156/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,635
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,269
−HK$643/mo
Today · 4.125%
HK$24,912
baseline
▲ 0.50% · 4.625%
HK$26,225
+HK$1,313/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,824/mo (50% DSR)
Upfront cash ≈ HK$4.07M (deposit + AVD stamp duty HK$254,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,177
−HK$1,453/mo
▼ 0.25% · 3.875%
HK$23,898
−HK$732/mo
Today · 4.125%
HK$24,630
baseline
▲ 0.50% · 4.625%
HK$26,129
+HK$1,499/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,260/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,784
−HK$1,393/mo
▼ 0.25% · 3.875%
HK$26,475
−HK$702/mo
Today · 4.125%
HK$27,177
baseline
▲ 0.50% · 4.625%
HK$28,609
+HK$1,432/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,354/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$254,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,108
−HK$1,575/mo
▼ 0.25% · 3.875%
HK$25,889
−HK$794/mo
Today · 4.125%
HK$26,683
baseline
▲ 0.50% · 4.625%
HK$28,306
+HK$1,623/mo
Deposit HK$2.96M · loan HK$5.51M · min. income ≈ HK$53,366/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,933
−HK$1,509/mo
▼ 0.25% · 3.875%
HK$28,682
−HK$760/mo
Today · 4.125%
HK$29,442
baseline
▲ 0.50% · 4.625%
HK$30,994
+HK$1,552/mo
Deposit HK$2.96M · loan HK$5.51M · min. income ≈ HK$58,884/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$254,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,040
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,881
−HK$854/mo
Today · 4.125%
HK$28,735
baseline
▲ 0.50% · 4.625%
HK$30,484
+HK$1,749/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,470/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,081
−HK$1,625/mo
▼ 0.25% · 3.875%
HK$30,888
−HK$818/mo
Today · 4.125%
HK$31,706
baseline
▲ 0.50% · 4.625%
HK$33,378
+HK$1,672/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,412/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$254,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,971
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$29,872
−HK$916/mo
Today · 4.125%
HK$30,788
baseline
▲ 0.50% · 4.625%
HK$32,661
+HK$1,873/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,576/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,230
−HK$1,741/mo
▼ 0.25% · 3.875%
HK$33,094
−HK$877/mo
Today · 4.125%
HK$33,971
baseline
▲ 0.50% · 4.625%
HK$35,762
+HK$1,791/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,942/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$254,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,902
−HK$1,938/mo
▼ 0.25% · 3.875%
HK$31,864
−HK$976/mo
Today · 4.125%
HK$32,840
baseline
▲ 0.50% · 4.625%
HK$34,838
+HK$1,998/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$65,680/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,379
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,301
−HK$935/mo
Today · 4.125%
HK$36,236
baseline
▲ 0.50% · 4.625%
HK$38,146
+HK$1,910/mo
Deposit HK$1.69M · loan HK$6.78M · min. income ≈ HK$72,472/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$254,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,834
−HK$2,059/mo
▼ 0.25% · 3.875%
HK$33,855
−HK$1,038/mo
Today · 4.125%
HK$34,893
baseline
▲ 0.50% · 4.625%
HK$37,016
+HK$2,123/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$69,786/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$254,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,527
−HK$1,974/mo
▼ 0.25% · 3.875%
HK$37,507
−HK$994/mo
Today · 4.125%
HK$38,501
baseline
▲ 0.50% · 4.625%
HK$40,530
+HK$2,029/mo
Deposit HK$1.27M · loan HK$7.20M · min. income ≈ HK$77,002/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$254,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,765
−HK$2,180/mo
▼ 0.25% · 3.875%
HK$35,847
−HK$1,098/mo
Today · 4.125%
HK$36,945
baseline
▲ 0.50% · 4.625%
HK$39,193
+HK$2,248/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$73,890/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,103 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,676
−HK$2,089/mo
▼ 0.25% · 3.875%
HK$39,713
−HK$1,052/mo
Today · 4.125%
HK$40,765
baseline
▲ 0.50% · 4.625%
HK$42,914
+HK$2,149/mo
Deposit HK$847K · loan HK$7.62M · min. income ≈ HK$81,530/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$254,103 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).