▼ 0.50% · 3.625%
HK$18,557
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,135
−HK$586/mo
Today · 4.125%
HK$19,721
baseline
▲ 0.50% · 4.625%
HK$20,921
+HK$1,200/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,442/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,645
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,199
−HK$561/mo
Today · 4.125%
HK$21,760
baseline
▲ 0.50% · 4.625%
HK$22,907
+HK$1,147/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,520/mo (50% DSR)
Upfront cash ≈ HK$4.31M (deposit + AVD stamp duty HK$244,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,413
−HK$1,280/mo
▼ 0.25% · 3.875%
HK$21,048
−HK$645/mo
Today · 4.125%
HK$21,693
baseline
▲ 0.50% · 4.625%
HK$23,013
+HK$1,320/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$43,386/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,709
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,318
−HK$618/mo
Today · 4.125%
HK$23,936
baseline
▲ 0.50% · 4.625%
HK$25,198
+HK$1,262/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$47,872/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,269
−HK$1,396/mo
▼ 0.25% · 3.875%
HK$22,961
−HK$704/mo
Today · 4.125%
HK$23,665
baseline
▲ 0.50% · 4.625%
HK$25,105
+HK$1,440/mo
Deposit HK$3.26M · loan HK$4.88M · min. income ≈ HK$47,330/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,774
−HK$1,338/mo
▼ 0.25% · 3.875%
HK$25,438
−HK$674/mo
Today · 4.125%
HK$26,112
baseline
▲ 0.50% · 4.625%
HK$27,489
+HK$1,377/mo
Deposit HK$3.26M · loan HK$4.88M · min. income ≈ HK$52,224/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,125
−HK$1,512/mo
▼ 0.25% · 3.875%
HK$24,875
−HK$762/mo
Today · 4.125%
HK$25,637
baseline
▲ 0.50% · 4.625%
HK$27,197
+HK$1,560/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,274/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,838
−HK$1,450/mo
▼ 0.25% · 3.875%
HK$27,558
−HK$730/mo
Today · 4.125%
HK$28,288
baseline
▲ 0.50% · 4.625%
HK$29,779
+HK$1,491/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,576/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,980
−HK$1,629/mo
▼ 0.25% · 3.875%
HK$26,788
−HK$821/mo
Today · 4.125%
HK$27,609
baseline
▲ 0.50% · 4.625%
HK$29,289
+HK$1,680/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,218/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,903
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$29,678
−HK$786/mo
Today · 4.125%
HK$30,464
baseline
▲ 0.50% · 4.625%
HK$32,070
+HK$1,606/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$60,928/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,836
−HK$1,746/mo
▼ 0.25% · 3.875%
HK$28,702
−HK$880/mo
Today · 4.125%
HK$29,582
baseline
▲ 0.50% · 4.625%
HK$31,382
+HK$1,800/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$59,164/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,967
−HK$1,673/mo
▼ 0.25% · 3.875%
HK$31,798
−HK$842/mo
Today · 4.125%
HK$32,640
baseline
▲ 0.50% · 4.625%
HK$34,361
+HK$1,721/mo
Deposit HK$2.03M · loan HK$6.10M · min. income ≈ HK$65,280/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,692
−HK$1,862/mo
▼ 0.25% · 3.875%
HK$30,615
−HK$939/mo
Today · 4.125%
HK$31,554
baseline
▲ 0.50% · 4.625%
HK$33,474
+HK$1,920/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,108/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,032
−HK$1,784/mo
▼ 0.25% · 3.875%
HK$33,918
−HK$898/mo
Today · 4.125%
HK$34,816
baseline
▲ 0.50% · 4.625%
HK$36,652
+HK$1,836/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,632/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,547
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,529
−HK$997/mo
Today · 4.125%
HK$33,526
baseline
▲ 0.50% · 4.625%
HK$35,566
+HK$2,040/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$67,052/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,096
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$36,038
−HK$954/mo
Today · 4.125%
HK$36,992
baseline
▲ 0.50% · 4.625%
HK$38,942
+HK$1,950/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$73,984/mo (50% DSR)
Upfront cash ≈ HK$1.46M (deposit + AVD stamp duty HK$244,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,403
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,442
−HK$1,056/mo
Today · 4.125%
HK$35,498
baseline
▲ 0.50% · 4.625%
HK$37,658
+HK$2,160/mo
Deposit HK$814K · loan HK$7.32M · min. income ≈ HK$70,996/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,161
−HK$2,007/mo
▼ 0.25% · 3.875%
HK$38,157
−HK$1,011/mo
Today · 4.125%
HK$39,168
baseline
▲ 0.50% · 4.625%
HK$41,233
+HK$2,065/mo
Deposit HK$814K · loan HK$7.32M · min. income ≈ HK$78,336/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,149 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).