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At today's rate and a 90% mortgage, the deposit on this unit is about HK$269K, with repayments around HK$11,746/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$269K · loan HK$2.42M · min. income ≈ HK$23,492/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-On Ting Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 18/F
- Flat
- A
- Saleable Area
- 266 Saleable ft²
- Gross Area
- 359 ft²
- Efficiency
- 74%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-11-12 | HK$3.20M | +34.5% 4.1y · 8.0%/yr |
| 2016-10-03 | HK$2.38M | +85.9% 4.5y · 19.0%/yr |
| 2012-04-17 | HK$1.28M | +204.8% |
| 2006-02-16 | HK$420K | −44.7% |
| 1998-08-07 | HK$760K | −22.4% |
| 1997-04-12 | HK$980K | +24.1% |
| 1997-02-14 | HK$790K | +41.1% |
| 1995-12-06 | HK$560K | — |