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At today's rate and a 90% mortgage, the deposit on this unit is about HK$226K, with repayments around HK$9,853/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$226K · loan HK$2.03M · min. income ≈ HK$19,706/mo (50% DSR)
Upfront cash ≈ HK$226K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to LR-On Ting Station.
Family-friendly — 39 schools within a 1 km walk.
Everyday convenience — 45 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 38 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- D
- Saleable Area
- 234 Saleable ft²
- Gross Area
- 317 ft²
- Efficiency
- 74%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-07-02 | HK$2.38M | −4.0% 3.7y |
| 2022-10-31 | HK$2.48M | −12.1% 5.2y · −2.0%/yr |
| 2017-08-10 | HK$2.82M | +60.2% 4.5y · 14.0%/yr |
| 2013-02-27 | HK$1.76M | +64.5% |
| 2012-03-05 | HK$1.07M | +24.4% |
| 2010-11-03 | HK$860K | +26.5% |
| 1997-01-15 | HK$680K | +9.7% |
| 1996-12-11 | HK$620K | — |