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At today's rate and a 90% mortgage, the deposit on this unit is about HK$360K, with repayments around HK$15,717/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$360K · loan HK$3.24M · min. income ≈ HK$31,434/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Pui To Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- E
- Saleable Area
- 414 Saleable ft²
- Gross Area
- 513 ft²
- Efficiency
- 81%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-10-24 | HK$3.42M | +8.2% 0.4y |
| 2025-06-18 | HK$3.16M | +119.4% 14.4y · 8.0%/yr |
| 2011-01-06 | HK$1.44M | +80.0% |
| 2007-10-16 | HK$800K | −52.4% |
| 1998-01-26 | HK$1.68M | +5.0% |
| 1997-06-17 | HK$1.60M | +79.8% |
| 1995-11-25 | HK$890K | — |