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At today's rate and a 90% mortgage, the deposit on this unit is about HK$409K, with repayments around HK$17,824/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,648/mo (50% DSR)
Upfront cash ≈ HK$426K (deposit + AVD stamp duty HK$17,349 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Pui To Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 41 shopping and daily-needs spots nearby.
Healthcare close by — 12 hospitals/clinics within 1 km.
Green space & leisure — 41 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 25/F
- Flat
- H
- Saleable Area
- 414 Saleable ft²
- Gross Area
- 513 ft²
- Efficiency
- 81%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-10-18 | HK$3.80M | −25.6% 5.0y · −5.0%/yr |
| 2019-10-15 | HK$5.11M | +62.2% 3.2y · 19.0%/yr |
| 2016-07-26 | HK$3.15M | +238.7% 8.7y · 28.0%/yr |
| 2007-12-14 | HK$930K | −50.0% |
| 1997-11-11 | HK$1.86M | — |