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At today's rate and a 90% mortgage, the deposit on this unit is about HK$358K, with repayments around HK$15,601/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$358K · loan HK$3.22M · min. income ≈ HK$31,202/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Town Centre Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- C
- Saleable Area
- 408 Saleable ft²
- Gross Area
- 508 ft²
- Efficiency
- 80%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-05-29 | HK$4.60M | +360.0% 8.9y · 41.0%/yr |
| 2009-07-02 | HK$1.00M | +35.1% |
| 2005-10-08 | HK$740K | −22.1% |
| 2005-06-15 | HK$950K | +26.7% |
| 2005-04-29 | HK$750K | +13.6% |
| 2004-05-27 | HK$660K | −12.0% |
| 2001-04-18 | HK$750K | −33.0% |
| 1998-06-26 | HK$1.12M | +33.3% |
| 1996-01-17 | HK$840K | — |