Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$357K, with repayments around HK$15,557/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$357K · loan HK$3.21M · min. income ≈ HK$31,114/mo (50% DSR)
Upfront cash ≈ HK$357K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Town Centre Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- F
- Saleable Area
- 408 Saleable ft²
- Gross Area
- 502 ft²
- Efficiency
- 81%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 71
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-25 | HK$3.50M | −19.5% 4.6y · −4.0%/yr |
| 2021-02-01 | HK$4.35M | +32.6% 3.6y · 9.0%/yr |
| 2017-07-12 | HK$3.28M | +107.6% 6.4y · 17.0%/yr |
| 2011-02-21 | HK$1.58M | +33.9% |
| 2010-04-08 | HK$1.18M | +53.2% |
| 2000-01-10 | HK$770K | −7.2% |
| 1996-01-10 | HK$830K | — |