▼ 0.50% · 3.625%
HK$4,455
−HK$279/mo
▼ 0.25% · 3.875%
HK$4,594
−HK$140/mo
Today · 4.125%
HK$4,734
baseline
▲ 0.50% · 4.625%
HK$5,022
+HK$288/mo
Deposit HK$977K · loan HK$977K · min. income ≈ HK$9,468/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,956
−HK$268/mo
▼ 0.25% · 3.875%
HK$5,089
−HK$135/mo
Today · 4.125%
HK$5,224
baseline
▲ 0.50% · 4.625%
HK$5,499
+HK$275/mo
Deposit HK$977K · loan HK$977K · min. income ≈ HK$10,448/mo (50% DSR)
Upfront cash ≈ HK$977K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,901
−HK$307/mo
▼ 0.25% · 3.875%
HK$5,053
−HK$155/mo
Today · 4.125%
HK$5,208
baseline
▲ 0.50% · 4.625%
HK$5,525
+HK$317/mo
Deposit HK$879K · loan HK$1.07M · min. income ≈ HK$10,416/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,452
−HK$294/mo
▼ 0.25% · 3.875%
HK$5,598
−HK$148/mo
Today · 4.125%
HK$5,746
baseline
▲ 0.50% · 4.625%
HK$6,049
+HK$303/mo
Deposit HK$879K · loan HK$1.07M · min. income ≈ HK$11,492/mo (50% DSR)
Upfront cash ≈ HK$879K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,346
−HK$335/mo
▼ 0.25% · 3.875%
HK$5,512
−HK$169/mo
Today · 4.125%
HK$5,681
baseline
▲ 0.50% · 4.625%
HK$6,027
+HK$346/mo
Deposit HK$781K · loan HK$1.17M · min. income ≈ HK$11,362/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,947
−HK$322/mo
▼ 0.25% · 3.875%
HK$6,107
−HK$162/mo
Today · 4.125%
HK$6,269
baseline
▲ 0.50% · 4.625%
HK$6,599
+HK$330/mo
Deposit HK$781K · loan HK$1.17M · min. income ≈ HK$12,538/mo (50% DSR)
Upfront cash ≈ HK$782K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,792
−HK$363/mo
▼ 0.25% · 3.875%
HK$5,972
−HK$183/mo
Today · 4.125%
HK$6,155
baseline
▲ 0.50% · 4.625%
HK$6,529
+HK$374/mo
Deposit HK$684K · loan HK$1.27M · min. income ≈ HK$12,310/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,443
−HK$348/mo
▼ 0.25% · 3.875%
HK$6,616
−HK$175/mo
Today · 4.125%
HK$6,791
baseline
▲ 0.50% · 4.625%
HK$7,149
+HK$358/mo
Deposit HK$684K · loan HK$1.27M · min. income ≈ HK$13,582/mo (50% DSR)
Upfront cash ≈ HK$684K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,237
−HK$391/mo
▼ 0.25% · 3.875%
HK$6,431
−HK$197/mo
Today · 4.125%
HK$6,628
baseline
▲ 0.50% · 4.625%
HK$7,031
+HK$403/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$13,256/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,939
−HK$375/mo
▼ 0.25% · 3.875%
HK$7,125
−HK$189/mo
Today · 4.125%
HK$7,314
baseline
▲ 0.50% · 4.625%
HK$7,699
+HK$385/mo
Deposit HK$586K · loan HK$1.37M · min. income ≈ HK$14,628/mo (50% DSR)
Upfront cash ≈ HK$586K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,683
−HK$419/mo
▼ 0.25% · 3.875%
HK$6,890
−HK$212/mo
Today · 4.125%
HK$7,102
baseline
▲ 0.50% · 4.625%
HK$7,534
+HK$432/mo
Deposit HK$488K · loan HK$1.47M · min. income ≈ HK$14,204/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,434
−HK$402/mo
▼ 0.25% · 3.875%
HK$7,634
−HK$202/mo
Today · 4.125%
HK$7,836
baseline
▲ 0.50% · 4.625%
HK$8,249
+HK$413/mo
Deposit HK$488K · loan HK$1.47M · min. income ≈ HK$15,672/mo (50% DSR)
Upfront cash ≈ HK$489K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,128
−HK$447/mo
▼ 0.25% · 3.875%
HK$7,350
−HK$225/mo
Today · 4.125%
HK$7,575
baseline
▲ 0.50% · 4.625%
HK$8,036
+HK$461/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$15,150/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,930
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,143
−HK$215/mo
Today · 4.125%
HK$8,358
baseline
▲ 0.50% · 4.625%
HK$8,799
+HK$441/mo
Deposit HK$391K · loan HK$1.56M · min. income ≈ HK$16,716/mo (50% DSR)
Upfront cash ≈ HK$391K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,574
−HK$474/mo
▼ 0.25% · 3.875%
HK$7,809
−HK$239/mo
Today · 4.125%
HK$8,048
baseline
▲ 0.50% · 4.625%
HK$8,538
+HK$490/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$16,096/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,425
−HK$456/mo
▼ 0.25% · 3.875%
HK$8,651
−HK$230/mo
Today · 4.125%
HK$8,881
baseline
▲ 0.50% · 4.625%
HK$9,349
+HK$468/mo
Deposit HK$293K · loan HK$1.66M · min. income ≈ HK$17,762/mo (50% DSR)
Upfront cash ≈ HK$293K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,019
−HK$503/mo
▼ 0.25% · 3.875%
HK$8,268
−HK$254/mo
Today · 4.125%
HK$8,522
baseline
▲ 0.50% · 4.625%
HK$9,040
+HK$518/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$17,044/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,921
−HK$482/mo
▼ 0.25% · 3.875%
HK$9,160
−HK$243/mo
Today · 4.125%
HK$9,403
baseline
▲ 0.50% · 4.625%
HK$9,899
+HK$496/mo
Deposit HK$195K · loan HK$1.76M · min. income ≈ HK$18,806/mo (50% DSR)
Upfront cash ≈ HK$195K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).