▼ 0.50% · 3.625%
HK$4,326
−HK$272/mo
▼ 0.25% · 3.875%
HK$4,461
−HK$137/mo
Today · 4.125%
HK$4,598
baseline
▲ 0.50% · 4.625%
HK$4,877
+HK$279/mo
Deposit HK$949K · loan HK$949K · min. income ≈ HK$9,196/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,813
−HK$260/mo
▼ 0.25% · 3.875%
HK$4,942
−HK$131/mo
Today · 4.125%
HK$5,073
baseline
▲ 0.50% · 4.625%
HK$5,341
+HK$268/mo
Deposit HK$949K · loan HK$949K · min. income ≈ HK$10,146/mo (50% DSR)
Upfront cash ≈ HK$949K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,759
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,907
−HK$150/mo
Today · 4.125%
HK$5,057
baseline
▲ 0.50% · 4.625%
HK$5,365
+HK$308/mo
Deposit HK$854K · loan HK$1.04M · min. income ≈ HK$10,114/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,294
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,436
−HK$144/mo
Today · 4.125%
HK$5,580
baseline
▲ 0.50% · 4.625%
HK$5,875
+HK$295/mo
Deposit HK$854K · loan HK$1.04M · min. income ≈ HK$11,160/mo (50% DSR)
Upfront cash ≈ HK$854K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,192
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,353
−HK$164/mo
Today · 4.125%
HK$5,517
baseline
▲ 0.50% · 4.625%
HK$5,853
+HK$336/mo
Deposit HK$759K · loan HK$1.14M · min. income ≈ HK$11,034/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,776
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,931
−HK$157/mo
Today · 4.125%
HK$6,088
baseline
▲ 0.50% · 4.625%
HK$6,409
+HK$321/mo
Deposit HK$759K · loan HK$1.14M · min. income ≈ HK$12,176/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,624
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,799
−HK$178/mo
Today · 4.125%
HK$5,977
baseline
▲ 0.50% · 4.625%
HK$6,341
+HK$364/mo
Deposit HK$664K · loan HK$1.23M · min. income ≈ HK$11,954/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,257
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,425
−HK$170/mo
Today · 4.125%
HK$6,595
baseline
▲ 0.50% · 4.625%
HK$6,943
+HK$348/mo
Deposit HK$664K · loan HK$1.23M · min. income ≈ HK$13,190/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,057
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,245
−HK$192/mo
Today · 4.125%
HK$6,437
baseline
▲ 0.50% · 4.625%
HK$6,828
+HK$391/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$12,874/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,738
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,919
−HK$183/mo
Today · 4.125%
HK$7,102
baseline
▲ 0.50% · 4.625%
HK$7,477
+HK$375/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$14,204/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,490
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,691
−HK$206/mo
Today · 4.125%
HK$6,897
baseline
▲ 0.50% · 4.625%
HK$7,316
+HK$419/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$13,794/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,220
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,413
−HK$197/mo
Today · 4.125%
HK$7,610
baseline
▲ 0.50% · 4.625%
HK$8,011
+HK$401/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$15,220/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,922
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,138
−HK$218/mo
Today · 4.125%
HK$7,356
baseline
▲ 0.50% · 4.625%
HK$7,804
+HK$448/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$14,712/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,701
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,907
−HK$210/mo
Today · 4.125%
HK$8,117
baseline
▲ 0.50% · 4.625%
HK$8,545
+HK$428/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$16,234/mo (50% DSR)
Upfront cash ≈ HK$380K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,355
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,584
−HK$232/mo
Today · 4.125%
HK$7,816
baseline
▲ 0.50% · 4.625%
HK$8,292
+HK$476/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$15,632/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,182
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,402
−HK$222/mo
Today · 4.125%
HK$8,624
baseline
▲ 0.50% · 4.625%
HK$9,079
+HK$455/mo
Deposit HK$285K · loan HK$1.61M · min. income ≈ HK$17,248/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,788
−HK$488/mo
▼ 0.25% · 3.875%
HK$8,030
−HK$246/mo
Today · 4.125%
HK$8,276
baseline
▲ 0.50% · 4.625%
HK$8,779
+HK$503/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,552/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,664
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,896
−HK$236/mo
Today · 4.125%
HK$9,132
baseline
▲ 0.50% · 4.625%
HK$9,613
+HK$481/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,264/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).