▼ 0.50% · 3.625%
HK$4,278
−HK$268/mo
▼ 0.25% · 3.875%
HK$4,411
−HK$135/mo
Today · 4.125%
HK$4,546
baseline
▲ 0.50% · 4.625%
HK$4,823
+HK$277/mo
Deposit HK$938K · loan HK$938K · min. income ≈ HK$9,092/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,759
−HK$258/mo
▼ 0.25% · 3.875%
HK$4,887
−HK$130/mo
Today · 4.125%
HK$5,017
baseline
▲ 0.50% · 4.625%
HK$5,281
+HK$264/mo
Deposit HK$938K · loan HK$938K · min. income ≈ HK$10,034/mo (50% DSR)
Upfront cash ≈ HK$938K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,706
−HK$295/mo
▼ 0.25% · 3.875%
HK$4,852
−HK$149/mo
Today · 4.125%
HK$5,001
baseline
▲ 0.50% · 4.625%
HK$5,305
+HK$304/mo
Deposit HK$844K · loan HK$1.03M · min. income ≈ HK$10,002/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,235
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,376
−HK$142/mo
Today · 4.125%
HK$5,518
baseline
▲ 0.50% · 4.625%
HK$5,809
+HK$291/mo
Deposit HK$844K · loan HK$1.03M · min. income ≈ HK$11,036/mo (50% DSR)
Upfront cash ≈ HK$844K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,134
−HK$322/mo
▼ 0.25% · 3.875%
HK$5,294
−HK$162/mo
Today · 4.125%
HK$5,456
baseline
▲ 0.50% · 4.625%
HK$5,788
+HK$332/mo
Deposit HK$750K · loan HK$1.13M · min. income ≈ HK$10,912/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,711
−HK$309/mo
▼ 0.25% · 3.875%
HK$5,865
−HK$155/mo
Today · 4.125%
HK$6,020
baseline
▲ 0.50% · 4.625%
HK$6,337
+HK$317/mo
Deposit HK$750K · loan HK$1.13M · min. income ≈ HK$12,040/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,562
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,735
−HK$175/mo
Today · 4.125%
HK$5,910
baseline
▲ 0.50% · 4.625%
HK$6,270
+HK$360/mo
Deposit HK$657K · loan HK$1.22M · min. income ≈ HK$11,820/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,187
−HK$335/mo
▼ 0.25% · 3.875%
HK$6,353
−HK$169/mo
Today · 4.125%
HK$6,522
baseline
▲ 0.50% · 4.625%
HK$6,865
+HK$343/mo
Deposit HK$657K · loan HK$1.22M · min. income ≈ HK$13,044/mo (50% DSR)
Upfront cash ≈ HK$657K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,989
−HK$376/mo
▼ 0.25% · 3.875%
HK$6,176
−HK$189/mo
Today · 4.125%
HK$6,365
baseline
▲ 0.50% · 4.625%
HK$6,752
+HK$387/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$12,730/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,663
−HK$360/mo
▼ 0.25% · 3.875%
HK$6,842
−HK$181/mo
Today · 4.125%
HK$7,023
baseline
▲ 0.50% · 4.625%
HK$7,393
+HK$370/mo
Deposit HK$563K · loan HK$1.31M · min. income ≈ HK$14,046/mo (50% DSR)
Upfront cash ≈ HK$563K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,417
−HK$403/mo
▼ 0.25% · 3.875%
HK$6,617
−HK$203/mo
Today · 4.125%
HK$6,820
baseline
▲ 0.50% · 4.625%
HK$7,235
+HK$415/mo
Deposit HK$469K · loan HK$1.41M · min. income ≈ HK$13,640/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,139
−HK$386/mo
▼ 0.25% · 3.875%
HK$7,331
−HK$194/mo
Today · 4.125%
HK$7,525
baseline
▲ 0.50% · 4.625%
HK$7,922
+HK$397/mo
Deposit HK$469K · loan HK$1.41M · min. income ≈ HK$15,050/mo (50% DSR)
Upfront cash ≈ HK$469K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,845
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,058
−HK$216/mo
Today · 4.125%
HK$7,274
baseline
▲ 0.50% · 4.625%
HK$7,717
+HK$443/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$14,548/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,615
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,819
−HK$208/mo
Today · 4.125%
HK$8,027
baseline
▲ 0.50% · 4.625%
HK$8,450
+HK$423/mo
Deposit HK$375K · loan HK$1.50M · min. income ≈ HK$16,054/mo (50% DSR)
Upfront cash ≈ HK$375K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,273
−HK$456/mo
▼ 0.25% · 3.875%
HK$7,499
−HK$230/mo
Today · 4.125%
HK$7,729
baseline
▲ 0.50% · 4.625%
HK$8,199
+HK$470/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$15,458/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,091
−HK$437/mo
▼ 0.25% · 3.875%
HK$8,308
−HK$220/mo
Today · 4.125%
HK$8,528
baseline
▲ 0.50% · 4.625%
HK$8,978
+HK$450/mo
Deposit HK$281K · loan HK$1.59M · min. income ≈ HK$17,056/mo (50% DSR)
Upfront cash ≈ HK$282K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,701
−HK$483/mo
▼ 0.25% · 3.875%
HK$7,940
−HK$244/mo
Today · 4.125%
HK$8,184
baseline
▲ 0.50% · 4.625%
HK$8,682
+HK$498/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$16,368/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,567
−HK$463/mo
▼ 0.25% · 3.875%
HK$8,797
−HK$233/mo
Today · 4.125%
HK$9,030
baseline
▲ 0.50% · 4.625%
HK$9,506
+HK$476/mo
Deposit HK$188K · loan HK$1.69M · min. income ≈ HK$18,060/mo (50% DSR)
Upfront cash ≈ HK$188K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).