▼ 0.50% · 3.625%
HK$19,157
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,753
−HK$605/mo
Today · 4.125%
HK$20,358
baseline
▲ 0.50% · 4.625%
HK$21,597
+HK$1,239/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$40,716/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$252,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,312
−HK$1,151/mo
▼ 0.25% · 3.875%
HK$21,883
−HK$580/mo
Today · 4.125%
HK$22,463
baseline
▲ 0.50% · 4.625%
HK$23,647
+HK$1,184/mo
Deposit HK$4.20M · loan HK$4.20M · min. income ≈ HK$44,926/mo (50% DSR)
Upfront cash ≈ HK$4.45M (deposit + AVD stamp duty HK$252,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,072
−HK$1,322/mo
▼ 0.25% · 3.875%
HK$21,728
−HK$666/mo
Today · 4.125%
HK$22,394
baseline
▲ 0.50% · 4.625%
HK$23,756
+HK$1,362/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$44,788/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$252,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,443
−HK$1,266/mo
▼ 0.25% · 3.875%
HK$24,072
−HK$637/mo
Today · 4.125%
HK$24,709
baseline
▲ 0.50% · 4.625%
HK$26,012
+HK$1,303/mo
Deposit HK$3.78M · loan HK$4.62M · min. income ≈ HK$49,418/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$252,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,988
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,703
−HK$727/mo
Today · 4.125%
HK$24,430
baseline
▲ 0.50% · 4.625%
HK$25,916
+HK$1,486/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$48,860/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,574
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$26,260
−HK$696/mo
Today · 4.125%
HK$26,956
baseline
▲ 0.50% · 4.625%
HK$28,376
+HK$1,420/mo
Deposit HK$3.36M · loan HK$5.04M · min. income ≈ HK$53,912/mo (50% DSR)
Upfront cash ≈ HK$3.61M (deposit + AVD stamp duty HK$252,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,904
−HK$1,561/mo
▼ 0.25% · 3.875%
HK$25,678
−HK$787/mo
Today · 4.125%
HK$26,465
baseline
▲ 0.50% · 4.625%
HK$28,076
+HK$1,611/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$52,930/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,705
−HK$1,497/mo
▼ 0.25% · 3.875%
HK$28,448
−HK$754/mo
Today · 4.125%
HK$29,202
baseline
▲ 0.50% · 4.625%
HK$30,741
+HK$1,539/mo
Deposit HK$2.94M · loan HK$5.46M · min. income ≈ HK$58,404/mo (50% DSR)
Upfront cash ≈ HK$3.19M (deposit + AVD stamp duty HK$252,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,819
−HK$1,682/mo
▼ 0.25% · 3.875%
HK$27,654
−HK$847/mo
Today · 4.125%
HK$28,501
baseline
▲ 0.50% · 4.625%
HK$30,235
+HK$1,734/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$57,002/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,836
−HK$1,612/mo
▼ 0.25% · 3.875%
HK$30,636
−HK$812/mo
Today · 4.125%
HK$31,448
baseline
▲ 0.50% · 4.625%
HK$33,106
+HK$1,658/mo
Deposit HK$2.52M · loan HK$5.88M · min. income ≈ HK$62,896/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$252,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,735
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,629
−HK$908/mo
Today · 4.125%
HK$30,537
baseline
▲ 0.50% · 4.625%
HK$32,395
+HK$1,858/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$61,074/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,967
−HK$1,728/mo
▼ 0.25% · 3.875%
HK$32,825
−HK$870/mo
Today · 4.125%
HK$33,695
baseline
▲ 0.50% · 4.625%
HK$35,471
+HK$1,776/mo
Deposit HK$2.10M · loan HK$6.30M · min. income ≈ HK$67,390/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$252,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,651
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$31,604
−HK$969/mo
Today · 4.125%
HK$32,573
baseline
▲ 0.50% · 4.625%
HK$34,555
+HK$1,982/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$65,146/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,099
−HK$1,842/mo
▼ 0.25% · 3.875%
HK$35,013
−HK$928/mo
Today · 4.125%
HK$35,941
baseline
▲ 0.50% · 4.625%
HK$37,835
+HK$1,894/mo
Deposit HK$1.68M · loan HK$6.72M · min. income ≈ HK$71,882/mo (50% DSR)
Upfront cash ≈ HK$1.93M (deposit + AVD stamp duty HK$252,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,566
−HK$2,043/mo
▼ 0.25% · 3.875%
HK$33,579
−HK$1,030/mo
Today · 4.125%
HK$34,609
baseline
▲ 0.50% · 4.625%
HK$36,714
+HK$2,105/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$69,218/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,230
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$37,201
−HK$986/mo
Today · 4.125%
HK$38,187
baseline
▲ 0.50% · 4.625%
HK$40,200
+HK$2,013/mo
Deposit HK$1.26M · loan HK$7.14M · min. income ≈ HK$76,374/mo (50% DSR)
Upfront cash ≈ HK$1.51M (deposit + AVD stamp duty HK$252,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,482
−HK$2,162/mo
▼ 0.25% · 3.875%
HK$35,555
−HK$1,089/mo
Today · 4.125%
HK$36,644
baseline
▲ 0.50% · 4.625%
HK$38,874
+HK$2,230/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$73,288/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,361
−HK$2,072/mo
▼ 0.25% · 3.875%
HK$39,390
−HK$1,043/mo
Today · 4.125%
HK$40,433
baseline
▲ 0.50% · 4.625%
HK$42,565
+HK$2,132/mo
Deposit HK$840K · loan HK$7.56M · min. income ≈ HK$80,866/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$252,034 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).