▼ 0.50% · 3.625%
HK$19,301
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,902
−HK$610/mo
Today · 4.125%
HK$20,512
baseline
▲ 0.50% · 4.625%
HK$21,760
+HK$1,248/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$41,024/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,473
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,049
−HK$584/mo
Today · 4.125%
HK$22,633
baseline
▲ 0.50% · 4.625%
HK$23,826
+HK$1,193/mo
Deposit HK$4.23M · loan HK$4.23M · min. income ≈ HK$45,266/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,232
−HK$1,331/mo
▼ 0.25% · 3.875%
HK$21,892
−HK$671/mo
Today · 4.125%
HK$22,563
baseline
▲ 0.50% · 4.625%
HK$23,936
+HK$1,373/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$45,126/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,620
−HK$1,276/mo
▼ 0.25% · 3.875%
HK$24,253
−HK$643/mo
Today · 4.125%
HK$24,896
baseline
▲ 0.50% · 4.625%
HK$26,208
+HK$1,312/mo
Deposit HK$3.81M · loan HK$4.66M · min. income ≈ HK$49,792/mo (50% DSR)
Upfront cash ≈ HK$4.06M (deposit + AVD stamp duty HK$253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,162
−HK$1,452/mo
▼ 0.25% · 3.875%
HK$23,882
−HK$732/mo
Today · 4.125%
HK$24,614
baseline
▲ 0.50% · 4.625%
HK$26,112
+HK$1,498/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$49,228/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,767
−HK$1,392/mo
▼ 0.25% · 3.875%
HK$26,458
−HK$701/mo
Today · 4.125%
HK$27,159
baseline
▲ 0.50% · 4.625%
HK$28,591
+HK$1,432/mo
Deposit HK$3.39M · loan HK$5.08M · min. income ≈ HK$54,318/mo (50% DSR)
Upfront cash ≈ HK$3.64M (deposit + AVD stamp duty HK$253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,092
−HK$1,573/mo
▼ 0.25% · 3.875%
HK$25,872
−HK$793/mo
Today · 4.125%
HK$26,665
baseline
▲ 0.50% · 4.625%
HK$28,288
+HK$1,623/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$53,330/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,915
−HK$1,508/mo
▼ 0.25% · 3.875%
HK$28,663
−HK$760/mo
Today · 4.125%
HK$29,423
baseline
▲ 0.50% · 4.625%
HK$30,974
+HK$1,551/mo
Deposit HK$2.96M · loan HK$5.50M · min. income ≈ HK$58,846/mo (50% DSR)
Upfront cash ≈ HK$3.22M (deposit + AVD stamp duty HK$253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,022
−HK$1,695/mo
▼ 0.25% · 3.875%
HK$27,863
−HK$854/mo
Today · 4.125%
HK$28,717
baseline
▲ 0.50% · 4.625%
HK$30,464
+HK$1,747/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$57,434/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,062
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$30,868
−HK$818/mo
Today · 4.125%
HK$31,686
baseline
▲ 0.50% · 4.625%
HK$33,356
+HK$1,670/mo
Deposit HK$2.54M · loan HK$5.93M · min. income ≈ HK$63,372/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,952
−HK$1,816/mo
▼ 0.25% · 3.875%
HK$29,853
−HK$915/mo
Today · 4.125%
HK$30,768
baseline
▲ 0.50% · 4.625%
HK$32,640
+HK$1,872/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$61,536/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,209
−HK$1,740/mo
▼ 0.25% · 3.875%
HK$33,073
−HK$876/mo
Today · 4.125%
HK$33,949
baseline
▲ 0.50% · 4.625%
HK$35,739
+HK$1,790/mo
Deposit HK$2.12M · loan HK$6.35M · min. income ≈ HK$67,898/mo (50% DSR)
Upfront cash ≈ HK$2.37M (deposit + AVD stamp duty HK$253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,882
−HK$1,937/mo
▼ 0.25% · 3.875%
HK$31,843
−HK$976/mo
Today · 4.125%
HK$32,819
baseline
▲ 0.50% · 4.625%
HK$34,816
+HK$1,997/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$65,638/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,356
−HK$1,857/mo
▼ 0.25% · 3.875%
HK$35,278
−HK$935/mo
Today · 4.125%
HK$36,213
baseline
▲ 0.50% · 4.625%
HK$38,121
+HK$1,908/mo
Deposit HK$1.69M · loan HK$6.77M · min. income ≈ HK$72,426/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,813
−HK$2,057/mo
▼ 0.25% · 3.875%
HK$33,833
−HK$1,037/mo
Today · 4.125%
HK$34,870
baseline
▲ 0.50% · 4.625%
HK$36,992
+HK$2,122/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$69,740/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,504
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$37,483
−HK$993/mo
Today · 4.125%
HK$38,476
baseline
▲ 0.50% · 4.625%
HK$40,504
+HK$2,028/mo
Deposit HK$1.27M · loan HK$7.19M · min. income ≈ HK$76,952/mo (50% DSR)
Upfront cash ≈ HK$1.52M (deposit + AVD stamp duty HK$253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,743
−HK$2,178/mo
▼ 0.25% · 3.875%
HK$35,823
−HK$1,098/mo
Today · 4.125%
HK$36,921
baseline
▲ 0.50% · 4.625%
HK$39,168
+HK$2,247/mo
Deposit HK$846K · loan HK$7.62M · min. income ≈ HK$73,842/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,651
−HK$2,088/mo
▼ 0.25% · 3.875%
HK$39,687
−HK$1,052/mo
Today · 4.125%
HK$40,739
baseline
▲ 0.50% · 4.625%
HK$42,886
+HK$2,147/mo
Deposit HK$846K · loan HK$7.62M · min. income ≈ HK$81,478/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$253,939 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).