▼ 0.50% · 3.625%
HK$13,768
−HK$863/mo
▼ 0.25% · 3.875%
HK$14,196
−HK$435/mo
Today · 4.125%
HK$14,631
baseline
▲ 0.50% · 4.625%
HK$15,521
+HK$890/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$29,262/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$138,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,316
−HK$828/mo
▼ 0.25% · 3.875%
HK$15,727
−HK$417/mo
Today · 4.125%
HK$16,144
baseline
▲ 0.50% · 4.625%
HK$16,995
+HK$851/mo
Deposit HK$3.02M · loan HK$3.02M · min. income ≈ HK$32,288/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$138,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,144
−HK$950/mo
▼ 0.25% · 3.875%
HK$15,615
−HK$479/mo
Today · 4.125%
HK$16,094
baseline
▲ 0.50% · 4.625%
HK$17,073
+HK$979/mo
Deposit HK$2.72M · loan HK$3.32M · min. income ≈ HK$32,188/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$138,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,848
−HK$910/mo
▼ 0.25% · 3.875%
HK$17,300
−HK$458/mo
Today · 4.125%
HK$17,758
baseline
▲ 0.50% · 4.625%
HK$18,694
+HK$936/mo
Deposit HK$2.72M · loan HK$3.32M · min. income ≈ HK$35,516/mo (50% DSR)
Upfront cash ≈ HK$2.86M (deposit + AVD stamp duty HK$138,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,521
−HK$1,036/mo
▼ 0.25% · 3.875%
HK$17,035
−HK$522/mo
Today · 4.125%
HK$17,557
baseline
▲ 0.50% · 4.625%
HK$18,625
+HK$1,068/mo
Deposit HK$2.42M · loan HK$3.62M · min. income ≈ HK$35,114/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$138,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,380
−HK$993/mo
▼ 0.25% · 3.875%
HK$18,873
−HK$500/mo
Today · 4.125%
HK$19,373
baseline
▲ 0.50% · 4.625%
HK$20,394
+HK$1,021/mo
Deposit HK$2.42M · loan HK$3.62M · min. income ≈ HK$38,746/mo (50% DSR)
Upfront cash ≈ HK$2.55M (deposit + AVD stamp duty HK$138,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,898
−HK$1,122/mo
▼ 0.25% · 3.875%
HK$18,455
−HK$565/mo
Today · 4.125%
HK$19,020
baseline
▲ 0.50% · 4.625%
HK$20,178
+HK$1,158/mo
Deposit HK$2.11M · loan HK$3.92M · min. income ≈ HK$38,040/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$138,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,911
−HK$1,076/mo
▼ 0.25% · 3.875%
HK$20,445
−HK$542/mo
Today · 4.125%
HK$20,987
baseline
▲ 0.50% · 4.625%
HK$22,093
+HK$1,106/mo
Deposit HK$2.11M · loan HK$3.92M · min. income ≈ HK$41,974/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$138,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,275
−HK$1,208/mo
▼ 0.25% · 3.875%
HK$19,874
−HK$609/mo
Today · 4.125%
HK$20,483
baseline
▲ 0.50% · 4.625%
HK$21,730
+HK$1,247/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$40,966/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$138,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,443
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$22,018
−HK$583/mo
Today · 4.125%
HK$22,601
baseline
▲ 0.50% · 4.625%
HK$23,793
+HK$1,192/mo
Deposit HK$1.81M · loan HK$4.23M · min. income ≈ HK$45,202/mo (50% DSR)
Upfront cash ≈ HK$1.95M (deposit + AVD stamp duty HK$138,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,651
−HK$1,295/mo
▼ 0.25% · 3.875%
HK$21,294
−HK$652/mo
Today · 4.125%
HK$21,946
baseline
▲ 0.50% · 4.625%
HK$23,282
+HK$1,336/mo
Deposit HK$1.51M · loan HK$4.53M · min. income ≈ HK$43,892/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$138,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,975
−HK$1,241/mo
▼ 0.25% · 3.875%
HK$23,591
−HK$625/mo
Today · 4.125%
HK$24,216
baseline
▲ 0.50% · 4.625%
HK$25,492
+HK$1,276/mo
Deposit HK$1.51M · loan HK$4.53M · min. income ≈ HK$48,432/mo (50% DSR)
Upfront cash ≈ HK$1.65M (deposit + AVD stamp duty HK$138,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,028
−HK$1,382/mo
▼ 0.25% · 3.875%
HK$22,713
−HK$697/mo
Today · 4.125%
HK$23,410
baseline
▲ 0.50% · 4.625%
HK$24,834
+HK$1,424/mo
Deposit HK$1.21M · loan HK$4.83M · min. income ≈ HK$46,820/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$138,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,506
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$25,163
−HK$667/mo
Today · 4.125%
HK$25,830
baseline
▲ 0.50% · 4.625%
HK$27,192
+HK$1,362/mo
Deposit HK$1.21M · loan HK$4.83M · min. income ≈ HK$51,660/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$138,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,405
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$24,133
−HK$740/mo
Today · 4.125%
HK$24,873
baseline
▲ 0.50% · 4.625%
HK$26,386
+HK$1,513/mo
Deposit HK$906K · loan HK$5.13M · min. income ≈ HK$49,746/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$138,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,038
−HK$1,407/mo
▼ 0.25% · 3.875%
HK$26,736
−HK$709/mo
Today · 4.125%
HK$27,445
baseline
▲ 0.50% · 4.625%
HK$28,891
+HK$1,446/mo
Deposit HK$906K · loan HK$5.13M · min. income ≈ HK$54,890/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$138,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,782
−HK$1,554/mo
▼ 0.25% · 3.875%
HK$25,553
−HK$783/mo
Today · 4.125%
HK$26,336
baseline
▲ 0.50% · 4.625%
HK$27,938
+HK$1,602/mo
Deposit HK$604K · loan HK$5.43M · min. income ≈ HK$52,672/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$138,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,569
−HK$1,490/mo
▼ 0.25% · 3.875%
HK$28,309
−HK$750/mo
Today · 4.125%
HK$29,059
baseline
▲ 0.50% · 4.625%
HK$30,591
+HK$1,532/mo
Deposit HK$604K · loan HK$5.43M · min. income ≈ HK$58,118/mo (50% DSR)
Upfront cash ≈ HK$743K (deposit + AVD stamp duty HK$138,776 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).