▼ 0.50% · 3.625%
HK$13,531
−HK$848/mo
▼ 0.25% · 3.875%
HK$13,951
−HK$428/mo
Today · 4.125%
HK$14,379
baseline
▲ 0.50% · 4.625%
HK$15,254
+HK$875/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$28,758/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,053
−HK$813/mo
▼ 0.25% · 3.875%
HK$15,456
−HK$410/mo
Today · 4.125%
HK$15,866
baseline
▲ 0.50% · 4.625%
HK$16,702
+HK$836/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$31,732/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,884
−HK$933/mo
▼ 0.25% · 3.875%
HK$15,347
−HK$470/mo
Today · 4.125%
HK$15,817
baseline
▲ 0.50% · 4.625%
HK$16,779
+HK$962/mo
Deposit HK$2.67M · loan HK$3.26M · min. income ≈ HK$31,634/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$133,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,558
−HK$894/mo
▼ 0.25% · 3.875%
HK$17,002
−HK$450/mo
Today · 4.125%
HK$17,452
baseline
▲ 0.50% · 4.625%
HK$18,372
+HK$920/mo
Deposit HK$2.67M · loan HK$3.26M · min. income ≈ HK$34,904/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$133,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,237
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$16,742
−HK$513/mo
Today · 4.125%
HK$17,255
baseline
▲ 0.50% · 4.625%
HK$18,305
+HK$1,050/mo
Deposit HK$2.37M · loan HK$3.56M · min. income ≈ HK$34,510/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,063
−HK$976/mo
▼ 0.25% · 3.875%
HK$18,548
−HK$491/mo
Today · 4.125%
HK$19,039
baseline
▲ 0.50% · 4.625%
HK$20,043
+HK$1,004/mo
Deposit HK$2.37M · loan HK$3.56M · min. income ≈ HK$38,078/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,590
−HK$1,103/mo
▼ 0.25% · 3.875%
HK$18,137
−HK$556/mo
Today · 4.125%
HK$18,693
baseline
▲ 0.50% · 4.625%
HK$19,830
+HK$1,137/mo
Deposit HK$2.08M · loan HK$3.86M · min. income ≈ HK$37,386/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$133,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,568
−HK$1,058/mo
▼ 0.25% · 3.875%
HK$20,093
−HK$533/mo
Today · 4.125%
HK$20,626
baseline
▲ 0.50% · 4.625%
HK$21,713
+HK$1,087/mo
Deposit HK$2.08M · loan HK$3.86M · min. income ≈ HK$41,252/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$133,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,943
−HK$1,188/mo
▼ 0.25% · 3.875%
HK$19,532
−HK$599/mo
Today · 4.125%
HK$20,131
baseline
▲ 0.50% · 4.625%
HK$21,355
+HK$1,224/mo
Deposit HK$1.78M · loan HK$4.15M · min. income ≈ HK$40,262/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,074
−HK$1,138/mo
▼ 0.25% · 3.875%
HK$21,639
−HK$573/mo
Today · 4.125%
HK$22,212
baseline
▲ 0.50% · 4.625%
HK$23,383
+HK$1,171/mo
Deposit HK$1.78M · loan HK$4.15M · min. income ≈ HK$44,424/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,296
−HK$1,272/mo
▼ 0.25% · 3.875%
HK$20,927
−HK$641/mo
Today · 4.125%
HK$21,568
baseline
▲ 0.50% · 4.625%
HK$22,881
+HK$1,313/mo
Deposit HK$1.48M · loan HK$4.45M · min. income ≈ HK$43,136/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$133,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,579
−HK$1,220/mo
▼ 0.25% · 3.875%
HK$23,184
−HK$615/mo
Today · 4.125%
HK$23,799
baseline
▲ 0.50% · 4.625%
HK$25,053
+HK$1,254/mo
Deposit HK$1.48M · loan HK$4.45M · min. income ≈ HK$47,598/mo (50% DSR)
Upfront cash ≈ HK$1.62M (deposit + AVD stamp duty HK$133,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,649
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$22,322
−HK$684/mo
Today · 4.125%
HK$23,006
baseline
▲ 0.50% · 4.625%
HK$24,406
+HK$1,400/mo
Deposit HK$1.19M · loan HK$4.75M · min. income ≈ HK$46,012/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$133,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,084
−HK$1,301/mo
▼ 0.25% · 3.875%
HK$24,730
−HK$655/mo
Today · 4.125%
HK$25,385
baseline
▲ 0.50% · 4.625%
HK$26,723
+HK$1,338/mo
Deposit HK$1.19M · loan HK$4.75M · min. income ≈ HK$50,770/mo (50% DSR)
Upfront cash ≈ HK$1.32M (deposit + AVD stamp duty HK$133,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,002
−HK$1,442/mo
▼ 0.25% · 3.875%
HK$23,717
−HK$727/mo
Today · 4.125%
HK$24,444
baseline
▲ 0.50% · 4.625%
HK$25,932
+HK$1,488/mo
Deposit HK$890K · loan HK$5.04M · min. income ≈ HK$48,888/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$133,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,589
−HK$1,383/mo
▼ 0.25% · 3.875%
HK$26,276
−HK$696/mo
Today · 4.125%
HK$26,972
baseline
▲ 0.50% · 4.625%
HK$28,394
+HK$1,422/mo
Deposit HK$890K · loan HK$5.04M · min. income ≈ HK$53,944/mo (50% DSR)
Upfront cash ≈ HK$1.02M (deposit + AVD stamp duty HK$133,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,355
−HK$1,527/mo
▼ 0.25% · 3.875%
HK$25,112
−HK$770/mo
Today · 4.125%
HK$25,882
baseline
▲ 0.50% · 4.625%
HK$27,457
+HK$1,575/mo
Deposit HK$593K · loan HK$5.34M · min. income ≈ HK$51,764/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$133,510 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,095
−HK$1,463/mo
▼ 0.25% · 3.875%
HK$27,821
−HK$737/mo
Today · 4.125%
HK$28,558
baseline
▲ 0.50% · 4.625%
HK$30,064
+HK$1,506/mo
Deposit HK$593K · loan HK$5.34M · min. income ≈ HK$57,116/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$133,510 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).