▼ 0.50% · 3.625%
HK$14,253
−HK$893/mo
▼ 0.25% · 3.875%
HK$14,696
−HK$450/mo
Today · 4.125%
HK$15,146
baseline
▲ 0.50% · 4.625%
HK$16,068
+HK$922/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$30,292/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$160,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,856
−HK$856/mo
▼ 0.25% · 3.875%
HK$16,281
−HK$431/mo
Today · 4.125%
HK$16,712
baseline
▲ 0.50% · 4.625%
HK$17,593
+HK$881/mo
Deposit HK$3.13M · loan HK$3.13M · min. income ≈ HK$33,424/mo (50% DSR)
Upfront cash ≈ HK$3.29M (deposit + AVD stamp duty HK$160,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,678
−HK$983/mo
▼ 0.25% · 3.875%
HK$16,165
−HK$496/mo
Today · 4.125%
HK$16,661
baseline
▲ 0.50% · 4.625%
HK$17,675
+HK$1,014/mo
Deposit HK$2.81M · loan HK$3.44M · min. income ≈ HK$33,322/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$160,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,441
−HK$943/mo
▼ 0.25% · 3.875%
HK$17,909
−HK$475/mo
Today · 4.125%
HK$18,384
baseline
▲ 0.50% · 4.625%
HK$19,353
+HK$969/mo
Deposit HK$2.81M · loan HK$3.44M · min. income ≈ HK$36,768/mo (50% DSR)
Upfront cash ≈ HK$2.97M (deposit + AVD stamp duty HK$160,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,103
−HK$1,073/mo
▼ 0.25% · 3.875%
HK$17,635
−HK$541/mo
Today · 4.125%
HK$18,176
baseline
▲ 0.50% · 4.625%
HK$19,281
+HK$1,105/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$36,352/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$160,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,027
−HK$1,028/mo
▼ 0.25% · 3.875%
HK$19,537
−HK$518/mo
Today · 4.125%
HK$20,055
baseline
▲ 0.50% · 4.625%
HK$21,112
+HK$1,057/mo
Deposit HK$2.50M · loan HK$3.75M · min. income ≈ HK$40,110/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$160,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,528
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,105
−HK$585/mo
Today · 4.125%
HK$19,690
baseline
▲ 0.50% · 4.625%
HK$20,888
+HK$1,198/mo
Deposit HK$2.19M · loan HK$4.06M · min. income ≈ HK$39,380/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$160,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,613
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,165
−HK$561/mo
Today · 4.125%
HK$21,726
baseline
▲ 0.50% · 4.625%
HK$22,871
+HK$1,145/mo
Deposit HK$2.19M · loan HK$4.06M · min. income ≈ HK$43,452/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$160,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,954
−HK$1,251/mo
▼ 0.25% · 3.875%
HK$20,574
−HK$631/mo
Today · 4.125%
HK$21,205
baseline
▲ 0.50% · 4.625%
HK$22,495
+HK$1,290/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$42,410/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$160,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,198
−HK$1,199/mo
▼ 0.25% · 3.875%
HK$22,793
−HK$604/mo
Today · 4.125%
HK$23,397
baseline
▲ 0.50% · 4.625%
HK$24,631
+HK$1,234/mo
Deposit HK$1.88M · loan HK$4.38M · min. income ≈ HK$46,794/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$160,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,379
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,044
−HK$675/mo
Today · 4.125%
HK$22,719
baseline
▲ 0.50% · 4.625%
HK$24,102
+HK$1,383/mo
Deposit HK$1.56M · loan HK$4.69M · min. income ≈ HK$45,438/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$160,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,784
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,422
−HK$647/mo
Today · 4.125%
HK$25,069
baseline
▲ 0.50% · 4.625%
HK$26,390
+HK$1,321/mo
Deposit HK$1.56M · loan HK$4.69M · min. income ≈ HK$50,138/mo (50% DSR)
Upfront cash ≈ HK$1.72M (deposit + AVD stamp duty HK$160,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,804
−HK$1,430/mo
▼ 0.25% · 3.875%
HK$23,513
−HK$721/mo
Today · 4.125%
HK$24,234
baseline
▲ 0.50% · 4.625%
HK$25,709
+HK$1,475/mo
Deposit HK$1.25M · loan HK$5.00M · min. income ≈ HK$48,468/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$160,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,369
−HK$1,371/mo
▼ 0.25% · 3.875%
HK$26,050
−HK$690/mo
Today · 4.125%
HK$26,740
baseline
▲ 0.50% · 4.625%
HK$28,149
+HK$1,409/mo
Deposit HK$1.25M · loan HK$5.00M · min. income ≈ HK$53,480/mo (50% DSR)
Upfront cash ≈ HK$1.41M (deposit + AVD stamp duty HK$160,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,229
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,983
−HK$766/mo
Today · 4.125%
HK$25,749
baseline
▲ 0.50% · 4.625%
HK$27,315
+HK$1,566/mo
Deposit HK$938K · loan HK$5.31M · min. income ≈ HK$51,498/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$160,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,955
−HK$1,456/mo
▼ 0.25% · 3.875%
HK$27,678
−HK$733/mo
Today · 4.125%
HK$28,411
baseline
▲ 0.50% · 4.625%
HK$29,909
+HK$1,498/mo
Deposit HK$938K · loan HK$5.31M · min. income ≈ HK$56,822/mo (50% DSR)
Upfront cash ≈ HK$1.10M (deposit + AVD stamp duty HK$160,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,655
−HK$1,608/mo
▼ 0.25% · 3.875%
HK$26,453
−HK$810/mo
Today · 4.125%
HK$27,263
baseline
▲ 0.50% · 4.625%
HK$28,922
+HK$1,659/mo
Deposit HK$625K · loan HK$5.63M · min. income ≈ HK$54,526/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$160,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,540
−HK$1,542/mo
▼ 0.25% · 3.875%
HK$29,306
−HK$776/mo
Today · 4.125%
HK$30,082
baseline
▲ 0.50% · 4.625%
HK$31,668
+HK$1,586/mo
Deposit HK$625K · loan HK$5.63M · min. income ≈ HK$60,164/mo (50% DSR)
Upfront cash ≈ HK$785K (deposit + AVD stamp duty HK$160,040 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).