▼ 0.50% · 3.625%
HK$12,074
−HK$757/mo
▼ 0.25% · 3.875%
HK$12,449
−HK$382/mo
Today · 4.125%
HK$12,831
baseline
▲ 0.50% · 4.625%
HK$13,611
+HK$780/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$25,662/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,432
−HK$725/mo
▼ 0.25% · 3.875%
HK$13,792
−HK$365/mo
Today · 4.125%
HK$14,157
baseline
▲ 0.50% · 4.625%
HK$14,904
+HK$747/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$28,314/mo (50% DSR)
Upfront cash ≈ HK$2.77M (deposit + AVD stamp duty HK$119,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,281
−HK$833/mo
▼ 0.25% · 3.875%
HK$13,694
−HK$420/mo
Today · 4.125%
HK$14,114
baseline
▲ 0.50% · 4.625%
HK$14,973
+HK$859/mo
Deposit HK$2.38M · loan HK$2.91M · min. income ≈ HK$28,228/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$119,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,775
−HK$798/mo
▼ 0.25% · 3.875%
HK$15,171
−HK$402/mo
Today · 4.125%
HK$15,573
baseline
▲ 0.50% · 4.625%
HK$16,394
+HK$821/mo
Deposit HK$2.38M · loan HK$2.91M · min. income ≈ HK$31,146/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$119,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,488
−HK$909/mo
▼ 0.25% · 3.875%
HK$14,939
−HK$458/mo
Today · 4.125%
HK$15,397
baseline
▲ 0.50% · 4.625%
HK$16,334
+HK$937/mo
Deposit HK$2.12M · loan HK$3.18M · min. income ≈ HK$30,794/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,118
−HK$871/mo
▼ 0.25% · 3.875%
HK$16,550
−HK$439/mo
Today · 4.125%
HK$16,989
baseline
▲ 0.50% · 4.625%
HK$17,884
+HK$895/mo
Deposit HK$2.12M · loan HK$3.18M · min. income ≈ HK$33,978/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,696
−HK$984/mo
▼ 0.25% · 3.875%
HK$16,184
−HK$496/mo
Today · 4.125%
HK$16,680
baseline
▲ 0.50% · 4.625%
HK$17,695
+HK$1,015/mo
Deposit HK$1.85M · loan HK$3.44M · min. income ≈ HK$33,360/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$119,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,461
−HK$944/mo
▼ 0.25% · 3.875%
HK$17,930
−HK$475/mo
Today · 4.125%
HK$18,405
baseline
▲ 0.50% · 4.625%
HK$19,375
+HK$970/mo
Deposit HK$1.85M · loan HK$3.44M · min. income ≈ HK$36,810/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$119,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,903
−HK$1,060/mo
▼ 0.25% · 3.875%
HK$17,429
−HK$534/mo
Today · 4.125%
HK$17,963
baseline
▲ 0.50% · 4.625%
HK$19,056
+HK$1,093/mo
Deposit HK$1.59M · loan HK$3.71M · min. income ≈ HK$35,926/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,804
−HK$1,016/mo
▼ 0.25% · 3.875%
HK$19,309
−HK$511/mo
Today · 4.125%
HK$19,820
baseline
▲ 0.50% · 4.625%
HK$20,865
+HK$1,045/mo
Deposit HK$1.59M · loan HK$3.71M · min. income ≈ HK$39,640/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,110
−HK$1,136/mo
▼ 0.25% · 3.875%
HK$18,674
−HK$572/mo
Today · 4.125%
HK$19,246
baseline
▲ 0.50% · 4.625%
HK$20,417
+HK$1,171/mo
Deposit HK$1.32M · loan HK$3.97M · min. income ≈ HK$38,492/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$119,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,148
−HK$1,088/mo
▼ 0.25% · 3.875%
HK$20,688
−HK$548/mo
Today · 4.125%
HK$21,236
baseline
▲ 0.50% · 4.625%
HK$22,356
+HK$1,120/mo
Deposit HK$1.32M · loan HK$3.97M · min. income ≈ HK$42,472/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$119,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,318
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,919
−HK$610/mo
Today · 4.125%
HK$20,529
baseline
▲ 0.50% · 4.625%
HK$21,778
+HK$1,249/mo
Deposit HK$1.06M · loan HK$4.24M · min. income ≈ HK$41,058/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$119,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,491
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$22,067
−HK$585/mo
Today · 4.125%
HK$22,652
baseline
▲ 0.50% · 4.625%
HK$23,846
+HK$1,194/mo
Deposit HK$1.06M · loan HK$4.24M · min. income ≈ HK$45,304/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$119,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,525
−HK$1,287/mo
▼ 0.25% · 3.875%
HK$21,164
−HK$648/mo
Today · 4.125%
HK$21,812
baseline
▲ 0.50% · 4.625%
HK$23,139
+HK$1,327/mo
Deposit HK$794K · loan HK$4.50M · min. income ≈ HK$43,624/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$119,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,834
−HK$1,234/mo
▼ 0.25% · 3.875%
HK$23,446
−HK$622/mo
Today · 4.125%
HK$24,068
baseline
▲ 0.50% · 4.625%
HK$25,336
+HK$1,268/mo
Deposit HK$794K · loan HK$4.50M · min. income ≈ HK$48,136/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$119,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,733
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,409
−HK$686/mo
Today · 4.125%
HK$23,095
baseline
▲ 0.50% · 4.625%
HK$24,501
+HK$1,406/mo
Deposit HK$529K · loan HK$4.77M · min. income ≈ HK$46,190/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$119,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,177
−HK$1,306/mo
▼ 0.25% · 3.875%
HK$24,826
−HK$657/mo
Today · 4.125%
HK$25,483
baseline
▲ 0.50% · 4.625%
HK$26,827
+HK$1,344/mo
Deposit HK$529K · loan HK$4.77M · min. income ≈ HK$50,966/mo (50% DSR)
Upfront cash ≈ HK$649K (deposit + AVD stamp duty HK$119,135 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).