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At today's rate and a 90% mortgage, the deposit on this unit is about HK$429K, with repayments around HK$18,700/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$429K · loan HK$3.86M · min. income ≈ HK$37,400/mo (50% DSR)
Upfront cash ≈ HK$486K (deposit + AVD stamp duty HK$57,558 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to LR-Light Rail Depot Station.
Family-friendly — 41 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 28 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- B
- Saleable Area
- 462 Saleable ft²
- Gross Area
- 555 ft²
- Efficiency
- 83%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-05-12 | HK$4.00M | +18.1% 9.0y · 2.0%/yr |
| 2016-04-26 | HK$3.39M | +205.2% 6.9y · 30.0%/yr |
| 2009-05-29 | HK$1.11M | −12.6% |
| 1999-04-27 | HK$1.27M | −27.4% |
| 1997-02-27 | HK$1.75M | +52.2% |
| 1995-09-22 | HK$1.15M | — |