▼ 0.50% · 3.625%
HK$12,063
−HK$757/mo
▼ 0.25% · 3.875%
HK$12,439
−HK$381/mo
Today · 4.125%
HK$12,820
baseline
▲ 0.50% · 4.625%
HK$13,600
+HK$780/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$25,640/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$119,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,420
−HK$725/mo
▼ 0.25% · 3.875%
HK$13,780
−HK$365/mo
Today · 4.125%
HK$14,145
baseline
▲ 0.50% · 4.625%
HK$14,891
+HK$746/mo
Deposit HK$2.65M · loan HK$2.65M · min. income ≈ HK$28,290/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$119,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,270
−HK$832/mo
▼ 0.25% · 3.875%
HK$13,682
−HK$420/mo
Today · 4.125%
HK$14,102
baseline
▲ 0.50% · 4.625%
HK$14,960
+HK$858/mo
Deposit HK$2.38M · loan HK$2.91M · min. income ≈ HK$28,204/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$119,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,762
−HK$798/mo
▼ 0.25% · 3.875%
HK$15,158
−HK$402/mo
Today · 4.125%
HK$15,560
baseline
▲ 0.50% · 4.625%
HK$16,380
+HK$820/mo
Deposit HK$2.38M · loan HK$2.91M · min. income ≈ HK$31,120/mo (50% DSR)
Upfront cash ≈ HK$2.50M (deposit + AVD stamp duty HK$119,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,476
−HK$908/mo
▼ 0.25% · 3.875%
HK$14,926
−HK$458/mo
Today · 4.125%
HK$15,384
baseline
▲ 0.50% · 4.625%
HK$16,320
+HK$936/mo
Deposit HK$2.12M · loan HK$3.17M · min. income ≈ HK$30,768/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,104
−HK$871/mo
▼ 0.25% · 3.875%
HK$16,536
−HK$439/mo
Today · 4.125%
HK$16,975
baseline
▲ 0.50% · 4.625%
HK$17,869
+HK$894/mo
Deposit HK$2.12M · loan HK$3.17M · min. income ≈ HK$33,950/mo (50% DSR)
Upfront cash ≈ HK$2.24M (deposit + AVD stamp duty HK$119,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,682
−HK$984/mo
▼ 0.25% · 3.875%
HK$16,170
−HK$496/mo
Today · 4.125%
HK$16,666
baseline
▲ 0.50% · 4.625%
HK$17,680
+HK$1,014/mo
Deposit HK$1.85M · loan HK$3.44M · min. income ≈ HK$33,332/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$119,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,446
−HK$943/mo
▼ 0.25% · 3.875%
HK$17,914
−HK$475/mo
Today · 4.125%
HK$18,389
baseline
▲ 0.50% · 4.625%
HK$19,358
+HK$969/mo
Deposit HK$1.85M · loan HK$3.44M · min. income ≈ HK$36,778/mo (50% DSR)
Upfront cash ≈ HK$1.97M (deposit + AVD stamp duty HK$119,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,889
−HK$1,059/mo
▼ 0.25% · 3.875%
HK$17,414
−HK$534/mo
Today · 4.125%
HK$17,948
baseline
▲ 0.50% · 4.625%
HK$19,040
+HK$1,092/mo
Deposit HK$1.59M · loan HK$3.70M · min. income ≈ HK$35,896/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,789
−HK$1,015/mo
▼ 0.25% · 3.875%
HK$19,292
−HK$512/mo
Today · 4.125%
HK$19,804
baseline
▲ 0.50% · 4.625%
HK$20,847
+HK$1,043/mo
Deposit HK$1.59M · loan HK$3.70M · min. income ≈ HK$39,608/mo (50% DSR)
Upfront cash ≈ HK$1.71M (deposit + AVD stamp duty HK$119,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,095
−HK$1,135/mo
▼ 0.25% · 3.875%
HK$18,658
−HK$572/mo
Today · 4.125%
HK$19,230
baseline
▲ 0.50% · 4.625%
HK$20,400
+HK$1,170/mo
Deposit HK$1.32M · loan HK$3.97M · min. income ≈ HK$38,460/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$119,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,131
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,670
−HK$548/mo
Today · 4.125%
HK$21,218
baseline
▲ 0.50% · 4.625%
HK$22,337
+HK$1,119/mo
Deposit HK$1.32M · loan HK$3.97M · min. income ≈ HK$42,436/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$119,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,301
−HK$1,211/mo
▼ 0.25% · 3.875%
HK$19,902
−HK$610/mo
Today · 4.125%
HK$20,512
baseline
▲ 0.50% · 4.625%
HK$21,760
+HK$1,248/mo
Deposit HK$1.06M · loan HK$4.23M · min. income ≈ HK$41,024/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$119,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,473
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$22,048
−HK$585/mo
Today · 4.125%
HK$22,633
baseline
▲ 0.50% · 4.625%
HK$23,826
+HK$1,193/mo
Deposit HK$1.06M · loan HK$4.23M · min. income ≈ HK$45,266/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$119,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,508
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,146
−HK$648/mo
Today · 4.125%
HK$21,794
baseline
▲ 0.50% · 4.625%
HK$23,120
+HK$1,326/mo
Deposit HK$794K · loan HK$4.50M · min. income ≈ HK$43,588/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$119,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,815
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,426
−HK$621/mo
Today · 4.125%
HK$24,047
baseline
▲ 0.50% · 4.625%
HK$25,315
+HK$1,268/mo
Deposit HK$794K · loan HK$4.50M · min. income ≈ HK$48,094/mo (50% DSR)
Upfront cash ≈ HK$913K (deposit + AVD stamp duty HK$119,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,714
−HK$1,362/mo
▼ 0.25% · 3.875%
HK$22,389
−HK$687/mo
Today · 4.125%
HK$23,076
baseline
▲ 0.50% · 4.625%
HK$24,480
+HK$1,404/mo
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$46,152/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$119,033 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,157
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$24,805
−HK$657/mo
Today · 4.125%
HK$25,462
baseline
▲ 0.50% · 4.625%
HK$26,804
+HK$1,342/mo
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$50,924/mo (50% DSR)
Upfront cash ≈ HK$648K (deposit + AVD stamp duty HK$119,033 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).