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At today's rate and a 90% mortgage, the deposit on this unit is about HK$450K, with repayments around HK$19,642/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$39,284/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$67,808 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Light Rail Depot Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 25 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 41/F
- Flat
- D
- Saleable Area
- 501 Saleable ft²
- Gross Area
- 620 ft²
- Efficiency
- 81%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2016-12-28 | HK$3.87M | −3.2% 1.7y · −2.0%/yr |
| 2015-04-02 | HK$4.00M | +115.1% |
| 2010-08-19 | HK$1.86M | +32.9% |
| 2010-01-26 | HK$1.40M | +21.7% |
| 2008-02-04 | HK$1.15M | −5.7% |
| 1999-11-26 | HK$1.22M | −51.2% |
| 1997-07-19 | HK$2.50M | +9.2% |
| 1997-04-10 | HK$2.29M | +73.5% |
| 1996-05-27 | HK$1.32M | — |