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At today's rate and a 90% mortgage, the deposit on this unit is about HK$414K, with repayments around HK$18,065/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$414K · loan HK$3.73M · min. income ≈ HK$36,130/mo (50% DSR)
Upfront cash ≈ HK$443K (deposit + AVD stamp duty HK$28,427 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to LR-Light Rail Depot Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 25 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 25 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 17/F
- Flat
- B
- Saleable Area
- 462 Saleable ft²
- Gross Area
- 555 ft²
- Efficiency
- 83%
- District
- Tuen Mun District · New Territories West
- School net (POA)
- 70
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-08-05 | HK$3.80M | +0.5% 3.6y · −7.0%/yr |
| 2024-03-19 | HK$3.78M | −25.6% 3.2y · −8.0%/yr |
| 2021-01-15 | HK$5.08M | +470.8% 16.2y · 29.0%/yr |
| 2004-11-24 | HK$890K | +9.9% |
| 2004-07-14 | HK$810K | −43.4% |
| 1996-10-12 | HK$1.43M | — |