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At today's rate and a 90% mortgage, the deposit on this unit is about HK$444K, with repayments around HK$19,356/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$444K · loan HK$3.99M · min. income ≈ HK$38,712/mo (50% DSR)
Upfront cash ≈ HK$510K (deposit + AVD stamp duty HK$66,563 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Ginza Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 33/F
- Flat
- F
- Saleable Area
- 442 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-24 | HK$5.67M | +41.7% 4.6y · 9.0%/yr |
| 2016-10-28 | HK$4.00M | +83.5% 4.4y · 19.0%/yr |
| 2012-05-22 | HK$2.18M | +77.2% |
| 2009-08-13 | HK$1.23M | +39.8% |
| 2003-01-29 | HK$880K | −71.4% |
| 1997-11-12 | HK$3.08M | +17.1% |
| 1997-04-12 | HK$2.63M | +13.4% |
| 1997-03-15 | HK$2.32M | — |