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At today's rate and a 90% mortgage, the deposit on this unit is about HK$496K, with repayments around HK$21,649/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$496K · loan HK$4.47M · min. income ≈ HK$43,298/mo (50% DSR)
Upfront cash ≈ HK$608K (deposit + AVD stamp duty HK$111,675 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Ginza Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 15/F
- Flat
- D
- Saleable Area
- 544 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-25 | HK$4.85M | −14.2% 6.9y · −2.0%/yr |
| 2019-05-29 | HK$5.65M | +192.7% 9.1y · 21.0%/yr |
| 2010-05-11 | HK$1.93M | −47.1% |
| 1997-08-29 | HK$3.65M | +6.7% |
| 1997-05-20 | HK$3.42M | +54.1% |
| 1996-12-14 | HK$2.22M | +52.1% |
| 1995-09-19 | HK$1.46M | — |