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At today's rate and a 90% mortgage, the deposit on this unit is about HK$508K, with repayments around HK$22,173/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$508K · loan HK$4.58M · min. income ≈ HK$44,346/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$114,378 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to LR-Ginza Station.
Family-friendly — 66 schools within a 1 km walk.
Everyday convenience — 26 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 638 Saleable ft²
- Gross Area
- 815 ft²
- Efficiency
- 78%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-01-27 | HK$5.93M | +18.6% 3.9y · 5.0%/yr |
| 2017-03-17 | HK$5.00M | +135.8% 6.2y · 22.0%/yr |
| 2010-12-23 | HK$2.12M | +44.2% |
| 2005-07-11 | HK$1.47M | +10.5% |
| 2005-03-31 | HK$1.33M | −16.9% |
| 2001-08-18 | HK$1.60M | −23.8% |
| 1997-03-04 | HK$2.10M | — |