Skip to content

12/F 12

in TIN OI COURT OI TAO HOUSE (BLOCK B)

Yuen Long District · New Territories West

Switch unit
Floor
1/F 1 546 ft² 1/F 12 546 ft² 1/F 13 546 ft² 1/F 2 606 ft² 1/F 3 606 ft² 1/F 6 438 ft² 1/F 7 438 ft² 1/F 8 546 ft² 2/F 1 649 ft² 2/F 10 606 ft² 2/F 11 606 ft² 2/F 12 546 ft² 2/F 15 438 ft² 2/F 16 546 ft² 2/F 5 546 ft² 2/F 7 438 ft² 2/F 9 649 ft² 3/F 11 606 ft² 3/F 15 438 ft² 3/F 16 546 ft² 3/F 2 606 ft² 3/F 3 606 ft² 3/F 4 546 ft² 3/F 5 546 ft² 3/F 6 438 ft² 3/F 8 546 ft² 4/F 1 649 ft² 4/F 10 606 ft² 4/F 11 606 ft² 4/F 12 546 ft² 4/F 13 546 ft² 4/F 16 546 ft² 4/F 7 438 ft² 4/F 9 649 ft² 5/F 1 649 ft² 5/F 10 606 ft² 5/F 11 606 ft² 5/F 12 546 ft² 5/F 16 546 ft² 5/F 8 546 ft² 5/F 9 649 ft² 6/F 10 606 ft² 6/F 13 546 ft² 6/F 14 438 ft² 6/F 3 606 ft² 6/F 4 546 ft² 6/F 8 546 ft² 7/F 13 546 ft² 7/F 4 546 ft² 7/F 6 438 ft² 8/F 10 606 ft² 8/F 15 438 ft² 8/F 16 546 ft² 8/F 8 546 ft² 9/F 14 438 ft² 9/F 2 606 ft² 9/F 4 546 ft² 9/F 9 649 ft² 10/F 1 649 ft² 10/F 10 606 ft² 10/F 12 546 ft² 10/F 15 438 ft² 10/F 3 606 ft² 10/F 5 546 ft² 10/F 6 438 ft² 11/F 14 438 ft² 11/F 7 438 ft² 12/F 1 649 ft² 12/F 12 546 ft² 12/F 13 546 ft² 12/F 2 606 ft² 12/F 3 606 ft² 12/F 6 438 ft² 13/F 14 438 ft² 14/F 1 649 ft² 14/F 14 438 ft² 14/F 16 546 ft² 14/F 2 606 ft² 14/F 4 546 ft² 14/F 7 438 ft² 14/F 9 649 ft² 15/F 11 606 ft² 15/F 13 546 ft² 15/F 15 438 ft² 15/F 2 606 ft² 15/F 3 606 ft² 15/F 4 546 ft² 15/F 6 438 ft² 15/F 7 438 ft² 16/F 1 649 ft² 16/F 12 546 ft² 16/F 15 438 ft² 16/F 16 546 ft² 16/F 4 546 ft² 16/F 5 546 ft² 16/F 7 438 ft² 16/F 9 649 ft² 17/F 1 649 ft² 17/F 10 606 ft² 17/F 11 606 ft² 17/F 14 438 ft² 17/F 16 546 ft² 17/F 2 606 ft² 18/F 12 541 ft² 18/F 13 541 ft² 18/F 15 435 ft² 18/F 16 541 ft² 18/F 8 541 ft² 19/F 10 603 ft² 19/F 13 541 ft² 19/F 4 541 ft² 19/F 5 541 ft² 19/F 6 435 ft² 20/F 14 435 ft² 20/F 15 435 ft² 20/F 2 603 ft² 20/F 3 603 ft² 20/F 5 541 ft² 20/F 9 645 ft² 21/F 12 541 ft² 21/F 14 435 ft² 21/F 2 603 ft² 21/F 5 541 ft² 21/F 6 435 ft² 21/F 9 645 ft² 22/F 10 603 ft² 22/F 14 435 ft² 22/F 15 435 ft² 22/F 16 541 ft² 22/F 2 603 ft² 22/F 6 435 ft² 23/F 11 603 ft² 23/F 12 541 ft² 23/F 14 435 ft² 23/F 15 435 ft² 23/F 2 603 ft² 23/F 3 603 ft² 24/F 15 435 ft² 24/F 2 603 ft² 24/F 4 541 ft² 24/F 6 435 ft² 24/F 7 435 ft² 24/F 8 541 ft² 24/F 9 645 ft² 25/F 11 603 ft² 25/F 13 541 ft² 25/F 14 435 ft² 25/F 5 541 ft² 25/F 6 435 ft² 25/F 7 435 ft² 26/F 10 603 ft² 26/F 11 603 ft² 26/F 13 541 ft² 26/F 15 435 ft² 26/F 2 603 ft² 26/F 4 541 ft² 26/F 5 541 ft² 26/F 6 435 ft² 27/F 1 645 ft² 27/F 12 541 ft² 27/F 13 541 ft² 27/F 15 435 ft² 27/F 16 541 ft² 27/F 3 603 ft² 27/F 6 435 ft² 28/F 13 538 ft² 28/F 15 433 ft² 28/F 5 538 ft² 28/F 7 433 ft² 29/F 10 598 ft² 29/F 3 598 ft² 29/F 4 538 ft² 29/F 6 433 ft² 30/F 10 598 ft² 30/F 15 433 ft² 30/F 4 538 ft² 30/F 8 538 ft² 31/F 10 598 ft² 31/F 13 538 ft² 31/F 4 538 ft² 31/F 5 538 ft² 31/F 8 538 ft² 32/F 1 640 ft² 32/F 13 538 ft² 32/F 2 598 ft² 32/F 7 433 ft² 32/F 9 640 ft² 33/F 11 598 ft² 33/F 12 538 ft² 33/F 13 538 ft² 33/F 14 433 ft² 33/F 2 598 ft² 33/F 4 538 ft² 33/F 6 433 ft² 33/F 7 433 ft² 33/F 8 538 ft² 33/F 9 640 ft² 34/F 1 640 ft² 34/F 10 598 ft² 34/F 16 538 ft² 34/F 3 598 ft² 34/F 4 538 ft² 34/F 5 538 ft² 35/F 12 538 ft² 35/F 15 433 ft² 35/F 16 538 ft² 35/F 2 598 ft² 35/F 4 538 ft² 35/F 7 433 ft² 36/F 13 538 ft² 36/F 5 538 ft² 36/F 8 538 ft² 36/F 9 640 ft² 37/F 12 538 ft² 37/F 14 433 ft² 37/F 4 538 ft² 37/F 7 433 ft² 37/F 8 538 ft² 38/F 1 640 ft² 38/F 13 538 ft² 38/F 2 598 ft² 38/F 4 538 ft² 38/F 5 538 ft² 38/F 6 433 ft² 38/F 7 433 ft² 38/F 9 640 ft²
Crescira AVM · estimated value Medium confidence
HK$3.82M
≈ HK$6,989 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 90% mortgage, the deposit on this unit is about HK$382K, with repayments around HK$16,645/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$15,663
−HK$982/mo
▼ 0.25% · 3.875%
HK$16,150
−HK$495/mo
Today · 4.125%
HK$16,645
baseline
▲ 0.50% · 4.625%
HK$17,658
+HK$1,013/mo

Deposit HK$382K · loan HK$3.43M · min. income ≈ HK$33,290/mo (50% DSR)

Upfront cash ≈ HK$382K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
LR-Locwood
≈ 4 min walk · 289 m
Education
81
schools within 1 km (16 within 500 m)
Daily convenience
40
within 1 km (9 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
67
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to LR-Locwood Station.

Family-friendly — 81 schools within a 1 km walk.

Everyday convenience — 40 shopping and daily-needs spots nearby.

Healthcare close by — 3 hospitals/clinics within 1 km.

Green space & leisure — 67 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
12/F
Flat
12
Saleable Area
546 Saleable ft²
Gross Area
748 ft²
Efficiency
73%
District
Yuen Long District · New Territories West
School net (POA)
72

Transaction History

Date Price Gain / loss
1998-12-24 HK$750K
Data sourced from Renavon.com