▼ 0.50% · 3.625%
HK$6,843
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,056
−HK$216/mo
Today · 4.125%
HK$7,272
baseline
▲ 0.50% · 4.625%
HK$7,714
+HK$442/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$14,544/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,612
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,817
−HK$207/mo
Today · 4.125%
HK$8,024
baseline
▲ 0.50% · 4.625%
HK$8,447
+HK$423/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$16,048/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,527
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,761
−HK$238/mo
Today · 4.125%
HK$7,999
baseline
▲ 0.50% · 4.625%
HK$8,486
+HK$487/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$15,998/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,374
−HK$452/mo
▼ 0.25% · 3.875%
HK$8,598
−HK$228/mo
Today · 4.125%
HK$8,826
baseline
▲ 0.50% · 4.625%
HK$9,291
+HK$465/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$17,652/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,211
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,467
−HK$259/mo
Today · 4.125%
HK$8,726
baseline
▲ 0.50% · 4.625%
HK$9,257
+HK$531/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$17,452/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,135
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,380
−HK$248/mo
Today · 4.125%
HK$9,628
baseline
▲ 0.50% · 4.625%
HK$10,136
+HK$508/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$19,256/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,896
−HK$557/mo
▼ 0.25% · 3.875%
HK$9,172
−HK$281/mo
Today · 4.125%
HK$9,453
baseline
▲ 0.50% · 4.625%
HK$10,029
+HK$576/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$18,906/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,896
−HK$535/mo
▼ 0.25% · 3.875%
HK$10,162
−HK$269/mo
Today · 4.125%
HK$10,431
baseline
▲ 0.50% · 4.625%
HK$10,981
+HK$550/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$20,862/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,580
−HK$601/mo
▼ 0.25% · 3.875%
HK$9,878
−HK$303/mo
Today · 4.125%
HK$10,181
baseline
▲ 0.50% · 4.625%
HK$10,800
+HK$619/mo
Deposit HK$900K · loan HK$2.10M · min. income ≈ HK$20,362/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,657
−HK$576/mo
▼ 0.25% · 3.875%
HK$10,943
−HK$290/mo
Today · 4.125%
HK$11,233
baseline
▲ 0.50% · 4.625%
HK$11,825
+HK$592/mo
Deposit HK$900K · loan HK$2.10M · min. income ≈ HK$22,466/mo (50% DSR)
Upfront cash ≈ HK$900K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,264
−HK$644/mo
▼ 0.25% · 3.875%
HK$10,583
−HK$325/mo
Today · 4.125%
HK$10,908
baseline
▲ 0.50% · 4.625%
HK$11,571
+HK$663/mo
Deposit HK$750K · loan HK$2.25M · min. income ≈ HK$21,816/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,419
−HK$617/mo
▼ 0.25% · 3.875%
HK$11,725
−HK$311/mo
Today · 4.125%
HK$12,036
baseline
▲ 0.50% · 4.625%
HK$12,670
+HK$634/mo
Deposit HK$750K · loan HK$2.25M · min. income ≈ HK$24,072/mo (50% DSR)
Upfront cash ≈ HK$750K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,948
−HK$687/mo
▼ 0.25% · 3.875%
HK$11,289
−HK$346/mo
Today · 4.125%
HK$11,635
baseline
▲ 0.50% · 4.625%
HK$12,343
+HK$708/mo
Deposit HK$600K · loan HK$2.40M · min. income ≈ HK$23,270/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,180
−HK$658/mo
▼ 0.25% · 3.875%
HK$12,507
−HK$331/mo
Today · 4.125%
HK$12,838
baseline
▲ 0.50% · 4.625%
HK$13,515
+HK$677/mo
Deposit HK$600K · loan HK$2.40M · min. income ≈ HK$25,676/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,633
−HK$729/mo
▼ 0.25% · 3.875%
HK$11,994
−HK$368/mo
Today · 4.125%
HK$12,362
baseline
▲ 0.50% · 4.625%
HK$13,114
+HK$752/mo
Deposit HK$450K · loan HK$2.55M · min. income ≈ HK$24,724/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,941
−HK$699/mo
▼ 0.25% · 3.875%
HK$13,288
−HK$352/mo
Today · 4.125%
HK$13,640
baseline
▲ 0.50% · 4.625%
HK$14,359
+HK$719/mo
Deposit HK$450K · loan HK$2.55M · min. income ≈ HK$27,280/mo (50% DSR)
Upfront cash ≈ HK$450K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,317
−HK$772/mo
▼ 0.25% · 3.875%
HK$12,700
−HK$389/mo
Today · 4.125%
HK$13,089
baseline
▲ 0.50% · 4.625%
HK$13,886
+HK$797/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$26,178/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,702
−HK$741/mo
▼ 0.25% · 3.875%
HK$14,070
−HK$373/mo
Today · 4.125%
HK$14,443
baseline
▲ 0.50% · 4.625%
HK$15,204
+HK$761/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$28,886/mo (50% DSR)
Upfront cash ≈ HK$300K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).