▼ 0.50% · 3.625%
HK$16,442
−HK$1,031/mo
▼ 0.25% · 3.875%
HK$16,953
−HK$520/mo
Today · 4.125%
HK$17,473
baseline
▲ 0.50% · 4.625%
HK$18,536
+HK$1,063/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$34,946/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,291
−HK$989/mo
▼ 0.25% · 3.875%
HK$18,782
−HK$498/mo
Today · 4.125%
HK$19,280
baseline
▲ 0.50% · 4.625%
HK$20,296
+HK$1,016/mo
Deposit HK$3.61M · loan HK$3.61M · min. income ≈ HK$38,560/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$216,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,086
−HK$1,134/mo
▼ 0.25% · 3.875%
HK$18,649
−HK$571/mo
Today · 4.125%
HK$19,220
baseline
▲ 0.50% · 4.625%
HK$20,390
+HK$1,170/mo
Deposit HK$3.24M · loan HK$3.97M · min. income ≈ HK$38,440/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,121
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$20,660
−HK$548/mo
Today · 4.125%
HK$21,208
baseline
▲ 0.50% · 4.625%
HK$22,326
+HK$1,118/mo
Deposit HK$3.24M · loan HK$3.97M · min. income ≈ HK$42,416/mo (50% DSR)
Upfront cash ≈ HK$3.46M (deposit + AVD stamp duty HK$216,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,730
−HK$1,238/mo
▼ 0.25% · 3.875%
HK$20,344
−HK$624/mo
Today · 4.125%
HK$20,968
baseline
▲ 0.50% · 4.625%
HK$22,243
+HK$1,275/mo
Deposit HK$2.88M · loan HK$4.33M · min. income ≈ HK$41,936/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,950
−HK$1,186/mo
▼ 0.25% · 3.875%
HK$22,538
−HK$598/mo
Today · 4.125%
HK$23,136
baseline
▲ 0.50% · 4.625%
HK$24,355
+HK$1,219/mo
Deposit HK$2.88M · loan HK$4.33M · min. income ≈ HK$46,272/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$216,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,375
−HK$1,340/mo
▼ 0.25% · 3.875%
HK$22,039
−HK$676/mo
Today · 4.125%
HK$22,715
baseline
▲ 0.50% · 4.625%
HK$24,097
+HK$1,382/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$45,430/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,779
−HK$1,285/mo
▼ 0.25% · 3.875%
HK$24,417
−HK$647/mo
Today · 4.125%
HK$25,064
baseline
▲ 0.50% · 4.625%
HK$26,385
+HK$1,321/mo
Deposit HK$2.52M · loan HK$4.69M · min. income ≈ HK$50,128/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$216,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,019
−HK$1,443/mo
▼ 0.25% · 3.875%
HK$23,735
−HK$727/mo
Today · 4.125%
HK$24,462
baseline
▲ 0.50% · 4.625%
HK$25,951
+HK$1,489/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$48,924/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,608
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$26,295
−HK$697/mo
Today · 4.125%
HK$26,992
baseline
▲ 0.50% · 4.625%
HK$28,414
+HK$1,422/mo
Deposit HK$2.16M · loan HK$5.05M · min. income ≈ HK$53,984/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$216,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,663
−HK$1,546/mo
▼ 0.25% · 3.875%
HK$25,430
−HK$779/mo
Today · 4.125%
HK$26,209
baseline
▲ 0.50% · 4.625%
HK$27,804
+HK$1,595/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$52,418/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,437
−HK$1,483/mo
▼ 0.25% · 3.875%
HK$28,173
−HK$747/mo
Today · 4.125%
HK$28,920
baseline
▲ 0.50% · 4.625%
HK$30,444
+HK$1,524/mo
Deposit HK$1.80M · loan HK$5.41M · min. income ≈ HK$57,840/mo (50% DSR)
Upfront cash ≈ HK$2.02M (deposit + AVD stamp duty HK$216,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,307
−HK$1,650/mo
▼ 0.25% · 3.875%
HK$27,125
−HK$832/mo
Today · 4.125%
HK$27,957
baseline
▲ 0.50% · 4.625%
HK$29,658
+HK$1,701/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$55,914/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,266
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,051
−HK$797/mo
Today · 4.125%
HK$30,848
baseline
▲ 0.50% · 4.625%
HK$32,474
+HK$1,626/mo
Deposit HK$1.44M · loan HK$5.77M · min. income ≈ HK$61,696/mo (50% DSR)
Upfront cash ≈ HK$1.66M (deposit + AVD stamp duty HK$216,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,951
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,821
−HK$883/mo
Today · 4.125%
HK$29,704
baseline
▲ 0.50% · 4.625%
HK$31,512
+HK$1,808/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$59,408/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,096
−HK$1,680/mo
▼ 0.25% · 3.875%
HK$31,929
−HK$847/mo
Today · 4.125%
HK$32,776
baseline
▲ 0.50% · 4.625%
HK$34,503
+HK$1,727/mo
Deposit HK$1.08M · loan HK$6.13M · min. income ≈ HK$65,552/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$216,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,595
−HK$1,856/mo
▼ 0.25% · 3.875%
HK$30,516
−HK$935/mo
Today · 4.125%
HK$31,451
baseline
▲ 0.50% · 4.625%
HK$33,365
+HK$1,914/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$62,902/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,925
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$33,808
−HK$895/mo
Today · 4.125%
HK$34,703
baseline
▲ 0.50% · 4.625%
HK$36,533
+HK$1,830/mo
Deposit HK$721K · loan HK$6.49M · min. income ≈ HK$69,406/mo (50% DSR)
Upfront cash ≈ HK$937K (deposit + AVD stamp duty HK$216,317 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).