▼ 0.50% · 3.625%
HK$6,852
−HK$429/mo
▼ 0.25% · 3.875%
HK$7,065
−HK$216/mo
Today · 4.125%
HK$7,281
baseline
▲ 0.50% · 4.625%
HK$7,724
+HK$443/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$14,562/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,622
−HK$412/mo
▼ 0.25% · 3.875%
HK$7,827
−HK$207/mo
Today · 4.125%
HK$8,034
baseline
▲ 0.50% · 4.625%
HK$8,458
+HK$424/mo
Deposit HK$1.50M · loan HK$1.50M · min. income ≈ HK$16,068/mo (50% DSR)
Upfront cash ≈ HK$1.50M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,537
−HK$472/mo
▼ 0.25% · 3.875%
HK$7,771
−HK$238/mo
Today · 4.125%
HK$8,009
baseline
▲ 0.50% · 4.625%
HK$8,497
+HK$488/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$16,018/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,385
−HK$453/mo
▼ 0.25% · 3.875%
HK$8,609
−HK$229/mo
Today · 4.125%
HK$8,838
baseline
▲ 0.50% · 4.625%
HK$9,303
+HK$465/mo
Deposit HK$1.35M · loan HK$1.65M · min. income ≈ HK$17,676/mo (50% DSR)
Upfront cash ≈ HK$1.35M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,222
−HK$516/mo
▼ 0.25% · 3.875%
HK$8,478
−HK$260/mo
Today · 4.125%
HK$8,738
baseline
▲ 0.50% · 4.625%
HK$9,269
+HK$531/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$17,476/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,147
−HK$494/mo
▼ 0.25% · 3.875%
HK$9,392
−HK$249/mo
Today · 4.125%
HK$9,641
baseline
▲ 0.50% · 4.625%
HK$10,149
+HK$508/mo
Deposit HK$1.20M · loan HK$1.80M · min. income ≈ HK$19,282/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,907
−HK$559/mo
▼ 0.25% · 3.875%
HK$9,184
−HK$282/mo
Today · 4.125%
HK$9,466
baseline
▲ 0.50% · 4.625%
HK$10,042
+HK$576/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$18,932/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,909
−HK$535/mo
▼ 0.25% · 3.875%
HK$10,175
−HK$269/mo
Today · 4.125%
HK$10,444
baseline
▲ 0.50% · 4.625%
HK$10,995
+HK$551/mo
Deposit HK$1.05M · loan HK$1.95M · min. income ≈ HK$20,888/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,592
−HK$602/mo
▼ 0.25% · 3.875%
HK$9,891
−HK$303/mo
Today · 4.125%
HK$10,194
baseline
▲ 0.50% · 4.625%
HK$10,814
+HK$620/mo
Deposit HK$901K · loan HK$2.10M · min. income ≈ HK$20,388/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,671
−HK$577/mo
▼ 0.25% · 3.875%
HK$10,957
−HK$291/mo
Today · 4.125%
HK$11,248
baseline
▲ 0.50% · 4.625%
HK$11,841
+HK$593/mo
Deposit HK$901K · loan HK$2.10M · min. income ≈ HK$22,496/mo (50% DSR)
Upfront cash ≈ HK$902K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,277
−HK$645/mo
▼ 0.25% · 3.875%
HK$10,597
−HK$325/mo
Today · 4.125%
HK$10,922
baseline
▲ 0.50% · 4.625%
HK$11,586
+HK$664/mo
Deposit HK$751K · loan HK$2.25M · min. income ≈ HK$21,844/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,434
−HK$617/mo
▼ 0.25% · 3.875%
HK$11,740
−HK$311/mo
Today · 4.125%
HK$12,051
baseline
▲ 0.50% · 4.625%
HK$12,686
+HK$635/mo
Deposit HK$751K · loan HK$2.25M · min. income ≈ HK$24,102/mo (50% DSR)
Upfront cash ≈ HK$751K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,963
−HK$687/mo
▼ 0.25% · 3.875%
HK$11,304
−HK$346/mo
Today · 4.125%
HK$11,650
baseline
▲ 0.50% · 4.625%
HK$12,359
+HK$709/mo
Deposit HK$601K · loan HK$2.40M · min. income ≈ HK$23,300/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,196
−HK$659/mo
▼ 0.25% · 3.875%
HK$12,523
−HK$332/mo
Today · 4.125%
HK$12,855
baseline
▲ 0.50% · 4.625%
HK$13,532
+HK$677/mo
Deposit HK$601K · loan HK$2.40M · min. income ≈ HK$25,710/mo (50% DSR)
Upfront cash ≈ HK$601K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,648
−HK$730/mo
▼ 0.25% · 3.875%
HK$12,010
−HK$368/mo
Today · 4.125%
HK$12,378
baseline
▲ 0.50% · 4.625%
HK$13,131
+HK$753/mo
Deposit HK$451K · loan HK$2.55M · min. income ≈ HK$24,756/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,958
−HK$700/mo
▼ 0.25% · 3.875%
HK$13,306
−HK$352/mo
Today · 4.125%
HK$13,658
baseline
▲ 0.50% · 4.625%
HK$14,378
+HK$720/mo
Deposit HK$451K · loan HK$2.55M · min. income ≈ HK$27,316/mo (50% DSR)
Upfront cash ≈ HK$451K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,333
−HK$773/mo
▼ 0.25% · 3.875%
HK$12,717
−HK$389/mo
Today · 4.125%
HK$13,106
baseline
▲ 0.50% · 4.625%
HK$13,904
+HK$798/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$26,212/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,720
−HK$741/mo
▼ 0.25% · 3.875%
HK$14,088
−HK$373/mo
Today · 4.125%
HK$14,461
baseline
▲ 0.50% · 4.625%
HK$15,224
+HK$763/mo
Deposit HK$300K · loan HK$2.70M · min. income ≈ HK$28,922/mo (50% DSR)
Upfront cash ≈ HK$301K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).