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384 ft²
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380 ft²
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453 ft²
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448 ft²
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380 ft²
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447 ft²
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447 ft²
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376 ft²
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448 ft²
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456 ft²
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376 ft²
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384 ft²
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382 ft²
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447 ft²
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17/F 20
447 ft²
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376 ft²
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17/F 28
384 ft²
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382 ft²
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376 ft²
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447 ft²
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Crescira AVM · estimated value
● Medium confidence
HK$4.22M
≈ HK$9,430 / ft² saleable
· updated 2026-08-01
Not an offer or formal valuation
Mortgage Intelligence
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
At today's rate and a 90% mortgage, the deposit on this unit is about HK$422K, with repayments around HK$18,387/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
90%
Term
▼ 0.50% · 3.625%
HK$17,302
−HK$1,085/mo
▼ 0.25% · 3.875%
HK$17,840
−HK$547/mo
Today · 4.125%
HK$18,387
baseline
▲ 0.50% · 4.625%
HK$19,506
+HK$1,119/mo
Deposit HK$422K · loan HK$3.79M · min. income ≈ HK$36,774/mo (50% DSR)
Upfront cash ≈ HK$465K (deposit + AVD stamp duty HK$43,179 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
Affordability check
of income on repayments ·
Unit Information
- Floor
- 23/F
- Flat
- 18
- Saleable Area
- 447 ft²
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-03-05 | HK$4.13M | +87.8% |
| 2018-11-21 | HK$2.20M | — |
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Hang Mei Tsuen (Light Rail)
≈ 3 min walk · 195 m
Education
29
schools within 1 km (11 within 500 m)
Daily convenience
14
within 1 km (7 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
23
parks, libraries, sports within 1 km
Excellent connectivity — about 3 min walk to Hang Mei Tsuen Light Rail stop (a rail stop within an 8-min walk earns this label).
Family-friendly — 29 schools within a 1 km walk.
Everyday convenience — 14 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 23 parks, libraries and sports venues nearby.
Location
Other appraised units in this building
Data sourced from Renavon.com