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At today's rate and a 90% mortgage, the deposit on this unit is about HK$409K, with repayments around HK$17,841/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$409K · loan HK$3.68M · min. income ≈ HK$35,682/mo (50% DSR)
Upfront cash ≈ HK$427K (deposit + AVD stamp duty HK$18,125 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Ginza Station.
Family-friendly — 77 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 3/F
- Flat
- E
- Saleable Area
- 446 Saleable ft²
- Gross Area
- 581 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-24 | HK$4.59M | +12.5% 2.8y · 5.0%/yr |
| 2017-06-27 | HK$4.08M | +391.6% 13.2y · 24.0%/yr |
| 2004-04-21 | HK$830K | −15.3% |
| 2004-04-21 | HK$980K | +24.1% |
| 2004-02-07 | HK$790K | −35.8% |
| 1995-12-21 | HK$1.23M | — |