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At today's rate and a 90% mortgage, the deposit on this unit is about HK$415K, with repayments around HK$18,115/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$415K · loan HK$3.74M · min. income ≈ HK$36,230/mo (50% DSR)
Upfront cash ≈ HK$446K (deposit + AVD stamp duty HK$30,725 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Ginza Station.
Family-friendly — 77 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 8/F
- Flat
- F
- Saleable Area
- 442 Saleable ft²
- Gross Area
- 576 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2026-04-17 | HK$3.90M | +11.4% 4.8y · −6.0%/yr |
| 2023-01-17 | HK$3.50M | −34.7% 1.5y · −23.0%/yr |
| 2021-06-29 | HK$5.36M | +67.5% 5.4y · 13.0%/yr |
| 2016-02-03 | HK$3.20M | +240.4% 4.6y · 15.0%/yr |
| 2007-01-16 | HK$940K | −30.9% |
| 1995-10-26 | HK$1.36M | — |