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At today's rate and a 90% mortgage, the deposit on this unit is about HK$509K, with repayments around HK$22,183/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$509K · loan HK$4.58M · min. income ≈ HK$44,366/mo (50% DSR)
Upfront cash ≈ HK$623K (deposit + AVD stamp duty HK$114,428 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Ginza Station.
Family-friendly — 77 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 67 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 23/F
- Flat
- H
- Saleable Area
- 547 Saleable ft²
- Gross Area
- 709 ft²
- Efficiency
- 77%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 72
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-02-21 | HK$4.62M | −21.0% 4.6y · −5.0%/yr |
| 2019-08-06 | HK$5.85M | +68.1% 3.3y · 21.0%/yr |
| 2016-04-29 | HK$3.48M | +136.7% 8.2y · 17.0%/yr |
| 2008-01-25 | HK$1.47M | +0.0% |
| 1995-07-20 | HK$1.47M | — |