▼ 0.50% · 3.625%
HK$4,324
−HK$271/mo
▼ 0.25% · 3.875%
HK$4,459
−HK$136/mo
Today · 4.125%
HK$4,595
baseline
▲ 0.50% · 4.625%
HK$4,875
+HK$280/mo
Deposit HK$948K · loan HK$948K · min. income ≈ HK$9,190/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,811
−HK$259/mo
▼ 0.25% · 3.875%
HK$4,940
−HK$130/mo
Today · 4.125%
HK$5,070
baseline
▲ 0.50% · 4.625%
HK$5,338
+HK$268/mo
Deposit HK$948K · loan HK$948K · min. income ≈ HK$10,140/mo (50% DSR)
Upfront cash ≈ HK$948K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,757
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,905
−HK$150/mo
Today · 4.125%
HK$5,055
baseline
▲ 0.50% · 4.625%
HK$5,362
+HK$307/mo
Deposit HK$853K · loan HK$1.04M · min. income ≈ HK$10,110/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,292
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,434
−HK$144/mo
Today · 4.125%
HK$5,578
baseline
▲ 0.50% · 4.625%
HK$5,872
+HK$294/mo
Deposit HK$853K · loan HK$1.04M · min. income ≈ HK$11,156/mo (50% DSR)
Upfront cash ≈ HK$853K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,189
−HK$325/mo
▼ 0.25% · 3.875%
HK$5,350
−HK$164/mo
Today · 4.125%
HK$5,514
baseline
▲ 0.50% · 4.625%
HK$5,850
+HK$336/mo
Deposit HK$759K · loan HK$1.14M · min. income ≈ HK$11,028/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,773
−HK$312/mo
▼ 0.25% · 3.875%
HK$5,928
−HK$157/mo
Today · 4.125%
HK$6,085
baseline
▲ 0.50% · 4.625%
HK$6,405
+HK$320/mo
Deposit HK$759K · loan HK$1.14M · min. income ≈ HK$12,170/mo (50% DSR)
Upfront cash ≈ HK$759K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,621
−HK$353/mo
▼ 0.25% · 3.875%
HK$5,796
−HK$178/mo
Today · 4.125%
HK$5,974
baseline
▲ 0.50% · 4.625%
HK$6,337
+HK$363/mo
Deposit HK$664K · loan HK$1.23M · min. income ≈ HK$11,948/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,254
−HK$338/mo
▼ 0.25% · 3.875%
HK$6,421
−HK$171/mo
Today · 4.125%
HK$6,592
baseline
▲ 0.50% · 4.625%
HK$6,939
+HK$347/mo
Deposit HK$664K · loan HK$1.23M · min. income ≈ HK$13,184/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,054
−HK$379/mo
▼ 0.25% · 3.875%
HK$6,242
−HK$191/mo
Today · 4.125%
HK$6,433
baseline
▲ 0.50% · 4.625%
HK$6,825
+HK$392/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$12,866/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,735
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,915
−HK$184/mo
Today · 4.125%
HK$7,099
baseline
▲ 0.50% · 4.625%
HK$7,473
+HK$374/mo
Deposit HK$569K · loan HK$1.33M · min. income ≈ HK$14,198/mo (50% DSR)
Upfront cash ≈ HK$569K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,486
−HK$407/mo
▼ 0.25% · 3.875%
HK$6,688
−HK$205/mo
Today · 4.125%
HK$6,893
baseline
▲ 0.50% · 4.625%
HK$7,312
+HK$419/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$13,786/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,216
−HK$390/mo
▼ 0.25% · 3.875%
HK$7,409
−HK$197/mo
Today · 4.125%
HK$7,606
baseline
▲ 0.50% · 4.625%
HK$8,007
+HK$401/mo
Deposit HK$474K · loan HK$1.42M · min. income ≈ HK$15,212/mo (50% DSR)
Upfront cash ≈ HK$474K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,919
−HK$434/mo
▼ 0.25% · 3.875%
HK$7,134
−HK$219/mo
Today · 4.125%
HK$7,353
baseline
▲ 0.50% · 4.625%
HK$7,800
+HK$447/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$14,706/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,697
−HK$416/mo
▼ 0.25% · 3.875%
HK$7,903
−HK$210/mo
Today · 4.125%
HK$8,113
baseline
▲ 0.50% · 4.625%
HK$8,540
+HK$427/mo
Deposit HK$379K · loan HK$1.52M · min. income ≈ HK$16,226/mo (50% DSR)
Upfront cash ≈ HK$379K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,351
−HK$461/mo
▼ 0.25% · 3.875%
HK$7,580
−HK$232/mo
Today · 4.125%
HK$7,812
baseline
▲ 0.50% · 4.625%
HK$8,287
+HK$475/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$15,624/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,178
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,397
−HK$223/mo
Today · 4.125%
HK$8,620
baseline
▲ 0.50% · 4.625%
HK$9,074
+HK$454/mo
Deposit HK$284K · loan HK$1.61M · min. income ≈ HK$17,240/mo (50% DSR)
Upfront cash ≈ HK$285K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,783
−HK$489/mo
▼ 0.25% · 3.875%
HK$8,026
−HK$246/mo
Today · 4.125%
HK$8,272
baseline
▲ 0.50% · 4.625%
HK$8,775
+HK$503/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$16,544/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,659
−HK$468/mo
▼ 0.25% · 3.875%
HK$8,891
−HK$236/mo
Today · 4.125%
HK$9,127
baseline
▲ 0.50% · 4.625%
HK$9,608
+HK$481/mo
Deposit HK$190K · loan HK$1.71M · min. income ≈ HK$18,254/mo (50% DSR)
Upfront cash ≈ HK$190K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).