▼ 0.50% · 3.625%
HK$4,082
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,209
−HK$129/mo
Today · 4.125%
HK$4,338
baseline
▲ 0.50% · 4.625%
HK$4,602
+HK$264/mo
Deposit HK$895K · loan HK$895K · min. income ≈ HK$8,676/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,541
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,663
−HK$124/mo
Today · 4.125%
HK$4,787
baseline
▲ 0.50% · 4.625%
HK$5,039
+HK$252/mo
Deposit HK$895K · loan HK$895K · min. income ≈ HK$9,574/mo (50% DSR)
Upfront cash ≈ HK$895K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,490
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,630
−HK$142/mo
Today · 4.125%
HK$4,772
baseline
▲ 0.50% · 4.625%
HK$5,062
+HK$290/mo
Deposit HK$806K · loan HK$985K · min. income ≈ HK$9,544/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,995
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,129
−HK$136/mo
Today · 4.125%
HK$5,265
baseline
▲ 0.50% · 4.625%
HK$5,543
+HK$278/mo
Deposit HK$806K · loan HK$985K · min. income ≈ HK$10,530/mo (50% DSR)
Upfront cash ≈ HK$806K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,898
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,051
−HK$155/mo
Today · 4.125%
HK$5,206
baseline
▲ 0.50% · 4.625%
HK$5,522
+HK$316/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$10,412/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,449
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,596
−HK$148/mo
Today · 4.125%
HK$5,744
baseline
▲ 0.50% · 4.625%
HK$6,047
+HK$303/mo
Deposit HK$716K · loan HK$1.07M · min. income ≈ HK$11,488/mo (50% DSR)
Upfront cash ≈ HK$716K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,307
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,472
−HK$167/mo
Today · 4.125%
HK$5,639
baseline
▲ 0.50% · 4.625%
HK$5,983
+HK$344/mo
Deposit HK$627K · loan HK$1.16M · min. income ≈ HK$11,278/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,904
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,062
−HK$160/mo
Today · 4.125%
HK$6,222
baseline
▲ 0.50% · 4.625%
HK$6,550
+HK$328/mo
Deposit HK$627K · loan HK$1.16M · min. income ≈ HK$12,444/mo (50% DSR)
Upfront cash ≈ HK$627K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,715
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,893
−HK$180/mo
Today · 4.125%
HK$6,073
baseline
▲ 0.50% · 4.625%
HK$6,443
+HK$370/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$12,146/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,358
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,528
−HK$173/mo
Today · 4.125%
HK$6,701
baseline
▲ 0.50% · 4.625%
HK$7,054
+HK$353/mo
Deposit HK$537K · loan HK$1.25M · min. income ≈ HK$13,402/mo (50% DSR)
Upfront cash ≈ HK$537K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,123
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,313
−HK$194/mo
Today · 4.125%
HK$6,507
baseline
▲ 0.50% · 4.625%
HK$6,903
+HK$396/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$13,014/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,812
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,994
−HK$186/mo
Today · 4.125%
HK$7,180
baseline
▲ 0.50% · 4.625%
HK$7,558
+HK$378/mo
Deposit HK$448K · loan HK$1.34M · min. income ≈ HK$14,360/mo (50% DSR)
Upfront cash ≈ HK$448K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,531
−HK$410/mo
▼ 0.25% · 3.875%
HK$6,734
−HK$207/mo
Today · 4.125%
HK$6,941
baseline
▲ 0.50% · 4.625%
HK$7,363
+HK$422/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$13,882/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,266
−HK$392/mo
▼ 0.25% · 3.875%
HK$7,461
−HK$197/mo
Today · 4.125%
HK$7,658
baseline
▲ 0.50% · 4.625%
HK$8,062
+HK$404/mo
Deposit HK$358K · loan HK$1.43M · min. income ≈ HK$15,316/mo (50% DSR)
Upfront cash ≈ HK$358K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,939
−HK$436/mo
▼ 0.25% · 3.875%
HK$7,155
−HK$220/mo
Today · 4.125%
HK$7,375
baseline
▲ 0.50% · 4.625%
HK$7,823
+HK$448/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$14,750/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,720
−HK$417/mo
▼ 0.25% · 3.875%
HK$7,927
−HK$210/mo
Today · 4.125%
HK$8,137
baseline
▲ 0.50% · 4.625%
HK$8,566
+HK$429/mo
Deposit HK$269K · loan HK$1.52M · min. income ≈ HK$16,274/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,348
−HK$460/mo
▼ 0.25% · 3.875%
HK$7,576
−HK$232/mo
Today · 4.125%
HK$7,808
baseline
▲ 0.50% · 4.625%
HK$8,283
+HK$475/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$15,616/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,174
−HK$442/mo
▼ 0.25% · 3.875%
HK$8,393
−HK$223/mo
Today · 4.125%
HK$8,616
baseline
▲ 0.50% · 4.625%
HK$9,070
+HK$454/mo
Deposit HK$179K · loan HK$1.61M · min. income ≈ HK$17,232/mo (50% DSR)
Upfront cash ≈ HK$179K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).