▼ 0.50% · 3.625%
HK$4,096
−HK$257/mo
▼ 0.25% · 3.875%
HK$4,223
−HK$130/mo
Today · 4.125%
HK$4,353
baseline
▲ 0.50% · 4.625%
HK$4,617
+HK$264/mo
Deposit HK$898K · loan HK$898K · min. income ≈ HK$8,706/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,557
−HK$246/mo
▼ 0.25% · 3.875%
HK$4,679
−HK$124/mo
Today · 4.125%
HK$4,803
baseline
▲ 0.50% · 4.625%
HK$5,056
+HK$253/mo
Deposit HK$898K · loan HK$898K · min. income ≈ HK$9,606/mo (50% DSR)
Upfront cash ≈ HK$898K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,505
−HK$283/mo
▼ 0.25% · 3.875%
HK$4,646
−HK$142/mo
Today · 4.125%
HK$4,788
baseline
▲ 0.50% · 4.625%
HK$5,079
+HK$291/mo
Deposit HK$808K · loan HK$988K · min. income ≈ HK$9,576/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,012
−HK$271/mo
▼ 0.25% · 3.875%
HK$5,147
−HK$136/mo
Today · 4.125%
HK$5,283
baseline
▲ 0.50% · 4.625%
HK$5,561
+HK$278/mo
Deposit HK$808K · loan HK$988K · min. income ≈ HK$10,566/mo (50% DSR)
Upfront cash ≈ HK$808K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,915
−HK$308/mo
▼ 0.25% · 3.875%
HK$5,068
−HK$155/mo
Today · 4.125%
HK$5,223
baseline
▲ 0.50% · 4.625%
HK$5,541
+HK$318/mo
Deposit HK$718K · loan HK$1.08M · min. income ≈ HK$10,446/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,468
−HK$295/mo
▼ 0.25% · 3.875%
HK$5,614
−HK$149/mo
Today · 4.125%
HK$5,763
baseline
▲ 0.50% · 4.625%
HK$6,067
+HK$304/mo
Deposit HK$718K · loan HK$1.08M · min. income ≈ HK$11,526/mo (50% DSR)
Upfront cash ≈ HK$719K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,325
−HK$333/mo
▼ 0.25% · 3.875%
HK$5,490
−HK$168/mo
Today · 4.125%
HK$5,658
baseline
▲ 0.50% · 4.625%
HK$6,003
+HK$345/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$11,316/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,924
−HK$320/mo
▼ 0.25% · 3.875%
HK$6,082
−HK$162/mo
Today · 4.125%
HK$6,244
baseline
▲ 0.50% · 4.625%
HK$6,573
+HK$329/mo
Deposit HK$629K · loan HK$1.17M · min. income ≈ HK$12,488/mo (50% DSR)
Upfront cash ≈ HK$629K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,734
−HK$360/mo
▼ 0.25% · 3.875%
HK$5,912
−HK$182/mo
Today · 4.125%
HK$6,094
baseline
▲ 0.50% · 4.625%
HK$6,464
+HK$370/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$12,188/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,379
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,550
−HK$174/mo
Today · 4.125%
HK$6,724
baseline
▲ 0.50% · 4.625%
HK$7,078
+HK$354/mo
Deposit HK$539K · loan HK$1.26M · min. income ≈ HK$13,448/mo (50% DSR)
Upfront cash ≈ HK$539K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,144
−HK$385/mo
▼ 0.25% · 3.875%
HK$6,335
−HK$194/mo
Today · 4.125%
HK$6,529
baseline
▲ 0.50% · 4.625%
HK$6,926
+HK$397/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$13,058/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,835
−HK$369/mo
▼ 0.25% · 3.875%
HK$7,018
−HK$186/mo
Today · 4.125%
HK$7,204
baseline
▲ 0.50% · 4.625%
HK$7,584
+HK$380/mo
Deposit HK$449K · loan HK$1.35M · min. income ≈ HK$14,408/mo (50% DSR)
Upfront cash ≈ HK$449K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,553
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,757
−HK$207/mo
Today · 4.125%
HK$6,964
baseline
▲ 0.50% · 4.625%
HK$7,388
+HK$424/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$13,928/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,290
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,486
−HK$198/mo
Today · 4.125%
HK$7,684
baseline
▲ 0.50% · 4.625%
HK$8,089
+HK$405/mo
Deposit HK$359K · loan HK$1.44M · min. income ≈ HK$15,368/mo (50% DSR)
Upfront cash ≈ HK$359K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,963
−HK$437/mo
▼ 0.25% · 3.875%
HK$7,179
−HK$221/mo
Today · 4.125%
HK$7,400
baseline
▲ 0.50% · 4.625%
HK$7,850
+HK$450/mo
Deposit HK$269K · loan HK$1.53M · min. income ≈ HK$14,800/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,746
−HK$419/mo
▼ 0.25% · 3.875%
HK$7,954
−HK$211/mo
Today · 4.125%
HK$8,165
baseline
▲ 0.50% · 4.625%
HK$8,595
+HK$430/mo
Deposit HK$269K · loan HK$1.53M · min. income ≈ HK$16,330/mo (50% DSR)
Upfront cash ≈ HK$270K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,372
−HK$463/mo
▼ 0.25% · 3.875%
HK$7,602
−HK$233/mo
Today · 4.125%
HK$7,835
baseline
▲ 0.50% · 4.625%
HK$8,311
+HK$476/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$15,670/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,202
−HK$443/mo
▼ 0.25% · 3.875%
HK$8,422
−HK$223/mo
Today · 4.125%
HK$8,645
baseline
▲ 0.50% · 4.625%
HK$9,101
+HK$456/mo
Deposit HK$180K · loan HK$1.62M · min. income ≈ HK$17,290/mo (50% DSR)
Upfront cash ≈ HK$180K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).