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At today's rate and a 90% mortgage, the deposit on this unit is about HK$299K, with repayments around HK$13,037/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$299K · loan HK$2.69M · min. income ≈ HK$26,074/mo (50% DSR)
Upfront cash ≈ HK$299K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Hong Lok Road Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- B
- Saleable Area
- 305 Saleable ft²
- Gross Area
- 508 ft²
- Efficiency
- 60%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-04-26 | HK$3.80M | +93.9% 6.3y · 15.0%/yr |
| 2013-01-24 | HK$1.96M | +142.0% |
| 2008-04-10 | HK$810K | +26.6% |
| 2001-05-15 | HK$640K | +10.3% |
| 2000-10-25 | HK$580K | −61.8% |
| 1997-10-04 | HK$1.52M | +12.6% |
| 1997-04-17 | HK$1.35M | +31.1% |
| 1997-03-26 | HK$1.03M | +58.5% |
| 1997-03-06 | HK$650K | — |