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Crescira AVM · estimated value Medium confidence
HK$2.49M
≈ HK$8,854 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$249K, with repayments around HK$10,852/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$10,212
−HK$640/mo
▼ 0.25% · 3.875%
HK$10,530
−HK$322/mo
Today · 4.125%
HK$10,852
baseline
▲ 0.50% · 4.625%
HK$11,513
+HK$661/mo

Deposit HK$249K · loan HK$2.24M · min. income ≈ HK$21,704/mo (50% DSR)

Upfront cash ≈ HK$249K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
11/F
Flat
F
Saleable Area
281 ft²
Gross Area
381 ft²
Efficiency
74%
District
Yuen Long District · New Territories West
School net (POA)
73

Transaction History

Date Price Gain / loss
2019-09-04 HK$3.63M +179.2%
8.4y
2011-03-28 HK$1.30M +13.0%
2010-12-01 HK$1.15M +16.2%
2010-09-16 HK$990K +16.5%
2009-12-21 HK$850K +32.8%
2009-03-27 HK$640K +6.7%
2007-10-22 HK$600K +22.4%
2005-05-25 HK$490K +0.0%
2005-05-14 HK$490K +40.0%
2005-04-20 HK$350K

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Hong Lok Road (Light Rail)
≈ 4 min walk · 282 m
Education
57
schools within 1 km (19 within 500 m)
Daily convenience
47
within 1 km (24 within 500 m)
Health
11
hospitals/clinics within 1 km
Recreation
46
parks, libraries, sports within 1 km

Excellent connectivity — about 4 min walk to Hong Lok Road Light Rail stop (a rail stop within an 8-min walk earns this label).

Family-friendly — 57 schools within a 1 km walk.

Everyday convenience — 47 shopping and daily-needs spots nearby.

Healthcare close by — 11 hospitals/clinics within 1 km.

Green space & leisure — 46 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com