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At today's rate and a 90% mortgage, the deposit on this unit is about HK$269K, with repayments around HK$11,750/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$269K · loan HK$2.42M · min. income ≈ HK$23,500/mo (50% DSR)
Upfront cash ≈ HK$269K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to LR-Hong Lok Road Station.
Family-friendly — 55 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 11 hospitals/clinics within 1 km.
Green space & leisure — 46 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- F
- Saleable Area
- 281 Saleable ft²
- Gross Area
- 381 ft²
- Efficiency
- 74%
- District
- Yuen Long District · New Territories West
- School net (POA)
- 73
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-09-04 | HK$3.63M | +179.2% 8.4y · 21.0%/yr |
| 2011-03-28 | HK$1.30M | +13.0% |
| 2010-12-01 | HK$1.15M | +16.2% |
| 2010-09-16 | HK$990K | +16.5% |
| 2009-12-21 | HK$850K | +32.8% |
| 2009-03-27 | HK$640K | +6.7% |
| 2007-10-22 | HK$600K | +22.4% |
| 2005-05-25 | HK$490K | +0.0% |
| 2005-05-14 | HK$490K | +40.0% |
| 2005-04-20 | HK$350K | — |