▼ 0.50% · 3.625%
HK$5,473
−HK$343/mo
▼ 0.25% · 3.875%
HK$5,643
−HK$173/mo
Today · 4.125%
HK$5,816
baseline
▲ 0.50% · 4.625%
HK$6,170
+HK$354/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$11,632/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,089
−HK$328/mo
▼ 0.25% · 3.875%
HK$6,252
−HK$165/mo
Today · 4.125%
HK$6,417
baseline
▲ 0.50% · 4.625%
HK$6,756
+HK$339/mo
Deposit HK$1.20M · loan HK$1.20M · min. income ≈ HK$12,834/mo (50% DSR)
Upfront cash ≈ HK$1.20M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,020
−HK$378/mo
▼ 0.25% · 3.875%
HK$6,207
−HK$191/mo
Today · 4.125%
HK$6,398
baseline
▲ 0.50% · 4.625%
HK$6,787
+HK$389/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$12,796/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,697
−HK$362/mo
▼ 0.25% · 3.875%
HK$6,877
−HK$182/mo
Today · 4.125%
HK$7,059
baseline
▲ 0.50% · 4.625%
HK$7,431
+HK$372/mo
Deposit HK$1.08M · loan HK$1.32M · min. income ≈ HK$14,118/mo (50% DSR)
Upfront cash ≈ HK$1.08M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,567
−HK$412/mo
▼ 0.25% · 3.875%
HK$6,772
−HK$207/mo
Today · 4.125%
HK$6,979
baseline
▲ 0.50% · 4.625%
HK$7,404
+HK$425/mo
Deposit HK$960K · loan HK$1.44M · min. income ≈ HK$13,958/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,306
−HK$395/mo
▼ 0.25% · 3.875%
HK$7,502
−HK$199/mo
Today · 4.125%
HK$7,701
baseline
▲ 0.50% · 4.625%
HK$8,107
+HK$406/mo
Deposit HK$960K · loan HK$1.44M · min. income ≈ HK$15,402/mo (50% DSR)
Upfront cash ≈ HK$960K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,115
−HK$446/mo
▼ 0.25% · 3.875%
HK$7,336
−HK$225/mo
Today · 4.125%
HK$7,561
baseline
▲ 0.50% · 4.625%
HK$8,021
+HK$460/mo
Deposit HK$840K · loan HK$1.56M · min. income ≈ HK$15,122/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,915
−HK$428/mo
▼ 0.25% · 3.875%
HK$8,127
−HK$216/mo
Today · 4.125%
HK$8,343
baseline
▲ 0.50% · 4.625%
HK$8,782
+HK$439/mo
Deposit HK$840K · loan HK$1.56M · min. income ≈ HK$16,686/mo (50% DSR)
Upfront cash ≈ HK$840K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,662
−HK$480/mo
▼ 0.25% · 3.875%
HK$7,900
−HK$242/mo
Today · 4.125%
HK$8,142
baseline
▲ 0.50% · 4.625%
HK$8,638
+HK$496/mo
Deposit HK$720K · loan HK$1.68M · min. income ≈ HK$16,284/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,524
−HK$460/mo
▼ 0.25% · 3.875%
HK$8,753
−HK$231/mo
Today · 4.125%
HK$8,984
baseline
▲ 0.50% · 4.625%
HK$9,458
+HK$474/mo
Deposit HK$720K · loan HK$1.68M · min. income ≈ HK$17,968/mo (50% DSR)
Upfront cash ≈ HK$720K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,209
−HK$515/mo
▼ 0.25% · 3.875%
HK$8,465
−HK$259/mo
Today · 4.125%
HK$8,724
baseline
▲ 0.50% · 4.625%
HK$9,255
+HK$531/mo
Deposit HK$600K · loan HK$1.80M · min. income ≈ HK$17,448/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,133
−HK$493/mo
▼ 0.25% · 3.875%
HK$9,378
−HK$248/mo
Today · 4.125%
HK$9,626
baseline
▲ 0.50% · 4.625%
HK$10,134
+HK$508/mo
Deposit HK$600K · loan HK$1.80M · min. income ≈ HK$19,252/mo (50% DSR)
Upfront cash ≈ HK$600K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,757
−HK$549/mo
▼ 0.25% · 3.875%
HK$9,029
−HK$277/mo
Today · 4.125%
HK$9,306
baseline
▲ 0.50% · 4.625%
HK$9,872
+HK$566/mo
Deposit HK$480K · loan HK$1.92M · min. income ≈ HK$18,612/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,742
−HK$526/mo
▼ 0.25% · 3.875%
HK$10,003
−HK$265/mo
Today · 4.125%
HK$10,268
baseline
▲ 0.50% · 4.625%
HK$10,809
+HK$541/mo
Deposit HK$480K · loan HK$1.92M · min. income ≈ HK$20,536/mo (50% DSR)
Upfront cash ≈ HK$480K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,304
−HK$583/mo
▼ 0.25% · 3.875%
HK$9,593
−HK$294/mo
Today · 4.125%
HK$9,887
baseline
▲ 0.50% · 4.625%
HK$10,489
+HK$602/mo
Deposit HK$360K · loan HK$2.04M · min. income ≈ HK$19,774/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,350
−HK$560/mo
▼ 0.25% · 3.875%
HK$10,628
−HK$282/mo
Today · 4.125%
HK$10,910
baseline
▲ 0.50% · 4.625%
HK$11,485
+HK$575/mo
Deposit HK$360K · loan HK$2.04M · min. income ≈ HK$21,820/mo (50% DSR)
Upfront cash ≈ HK$360K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,851
−HK$618/mo
▼ 0.25% · 3.875%
HK$10,158
−HK$311/mo
Today · 4.125%
HK$10,469
baseline
▲ 0.50% · 4.625%
HK$11,106
+HK$637/mo
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$20,938/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,959
−HK$592/mo
▼ 0.25% · 3.875%
HK$11,253
−HK$298/mo
Today · 4.125%
HK$11,551
baseline
▲ 0.50% · 4.625%
HK$12,160
+HK$609/mo
Deposit HK$240K · loan HK$2.16M · min. income ≈ HK$23,102/mo (50% DSR)
Upfront cash ≈ HK$240K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).