▼ 0.50% · 3.625%
HK$21,242
−HK$1,332/mo
▼ 0.25% · 3.875%
HK$21,902
−HK$672/mo
Today · 4.125%
HK$22,574
baseline
▲ 0.50% · 4.625%
HK$23,947
+HK$1,373/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$45,148/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,631
−HK$1,277/mo
▼ 0.25% · 3.875%
HK$24,265
−HK$643/mo
Today · 4.125%
HK$24,908
baseline
▲ 0.50% · 4.625%
HK$26,221
+HK$1,313/mo
Deposit HK$4.66M · loan HK$4.66M · min. income ≈ HK$49,816/mo (50% DSR)
Upfront cash ≈ HK$4.96M (deposit + AVD stamp duty HK$301,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,366
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$24,093
−HK$738/mo
Today · 4.125%
HK$24,831
baseline
▲ 0.50% · 4.625%
HK$26,342
+HK$1,511/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$49,662/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,994
−HK$1,405/mo
▼ 0.25% · 3.875%
HK$26,691
−HK$708/mo
Today · 4.125%
HK$27,399
baseline
▲ 0.50% · 4.625%
HK$28,843
+HK$1,444/mo
Deposit HK$4.19M · loan HK$5.12M · min. income ≈ HK$54,798/mo (50% DSR)
Upfront cash ≈ HK$4.49M (deposit + AVD stamp duty HK$301,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,490
−HK$1,598/mo
▼ 0.25% · 3.875%
HK$26,283
−HK$805/mo
Today · 4.125%
HK$27,088
baseline
▲ 0.50% · 4.625%
HK$28,737
+HK$1,649/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$54,176/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,357
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$29,118
−HK$771/mo
Today · 4.125%
HK$29,889
baseline
▲ 0.50% · 4.625%
HK$31,465
+HK$1,576/mo
Deposit HK$3.73M · loan HK$5.59M · min. income ≈ HK$59,778/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$301,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,614
−HK$1,732/mo
▼ 0.25% · 3.875%
HK$28,473
−HK$873/mo
Today · 4.125%
HK$29,346
baseline
▲ 0.50% · 4.625%
HK$31,131
+HK$1,785/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$58,692/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,720
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,544
−HK$836/mo
Today · 4.125%
HK$32,380
baseline
▲ 0.50% · 4.625%
HK$34,087
+HK$1,707/mo
Deposit HK$3.26M · loan HK$6.06M · min. income ≈ HK$64,760/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$301,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,738
−HK$1,865/mo
▼ 0.25% · 3.875%
HK$30,663
−HK$940/mo
Today · 4.125%
HK$31,603
baseline
▲ 0.50% · 4.625%
HK$33,526
+HK$1,923/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$63,206/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,084
−HK$1,787/mo
▼ 0.25% · 3.875%
HK$33,971
−HK$900/mo
Today · 4.125%
HK$34,871
baseline
▲ 0.50% · 4.625%
HK$36,709
+HK$1,838/mo
Deposit HK$2.79M · loan HK$6.52M · min. income ≈ HK$69,742/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$301,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,862
−HK$1,998/mo
▼ 0.25% · 3.875%
HK$32,854
−HK$1,006/mo
Today · 4.125%
HK$33,860
baseline
▲ 0.50% · 4.625%
HK$35,921
+HK$2,061/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$67,720/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,447
−HK$1,915/mo
▼ 0.25% · 3.875%
HK$36,397
−HK$965/mo
Today · 4.125%
HK$37,362
baseline
▲ 0.50% · 4.625%
HK$39,331
+HK$1,969/mo
Deposit HK$2.33M · loan HK$6.99M · min. income ≈ HK$74,724/mo (50% DSR)
Upfront cash ≈ HK$2.63M (deposit + AVD stamp duty HK$301,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,987
−HK$2,131/mo
▼ 0.25% · 3.875%
HK$35,044
−HK$1,074/mo
Today · 4.125%
HK$36,118
baseline
▲ 0.50% · 4.625%
HK$38,316
+HK$2,198/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$72,236/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$301,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,810
−HK$2,042/mo
▼ 0.25% · 3.875%
HK$38,824
−HK$1,028/mo
Today · 4.125%
HK$39,852
baseline
▲ 0.50% · 4.625%
HK$41,953
+HK$2,101/mo
Deposit HK$1.86M · loan HK$7.45M · min. income ≈ HK$79,704/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$301,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,111
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$37,234
−HK$1,141/mo
Today · 4.125%
HK$38,375
baseline
▲ 0.50% · 4.625%
HK$40,710
+HK$2,335/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$76,750/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,173
−HK$2,170/mo
▼ 0.25% · 3.875%
HK$41,250
−HK$1,093/mo
Today · 4.125%
HK$42,343
baseline
▲ 0.50% · 4.625%
HK$44,575
+HK$2,232/mo
Deposit HK$1.40M · loan HK$7.92M · min. income ≈ HK$84,686/mo (50% DSR)
Upfront cash ≈ HK$1.70M (deposit + AVD stamp duty HK$301,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,235
−HK$2,398/mo
▼ 0.25% · 3.875%
HK$39,424
−HK$1,209/mo
Today · 4.125%
HK$40,633
baseline
▲ 0.50% · 4.625%
HK$43,105
+HK$2,472/mo
Deposit HK$932K · loan HK$8.38M · min. income ≈ HK$81,266/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,546 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,536
−HK$2,298/mo
▼ 0.25% · 3.875%
HK$43,677
−HK$1,157/mo
Today · 4.125%
HK$44,834
baseline
▲ 0.50% · 4.625%
HK$47,197
+HK$2,363/mo
Deposit HK$932K · loan HK$8.38M · min. income ≈ HK$89,668/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$301,546 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).