▼ 0.50% · 3.625%
HK$18,817
−HK$1,180/mo
▼ 0.25% · 3.875%
HK$19,402
−HK$595/mo
Today · 4.125%
HK$19,997
baseline
▲ 0.50% · 4.625%
HK$21,213
+HK$1,216/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$39,994/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,933
−HK$1,131/mo
▼ 0.25% · 3.875%
HK$21,495
−HK$569/mo
Today · 4.125%
HK$22,064
baseline
▲ 0.50% · 4.625%
HK$23,227
+HK$1,163/mo
Deposit HK$4.13M · loan HK$4.13M · min. income ≈ HK$44,128/mo (50% DSR)
Upfront cash ≈ HK$4.37M (deposit + AVD stamp duty HK$247,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,698
−HK$1,298/mo
▼ 0.25% · 3.875%
HK$21,342
−HK$654/mo
Today · 4.125%
HK$21,996
baseline
▲ 0.50% · 4.625%
HK$23,335
+HK$1,339/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$43,992/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,027
−HK$1,244/mo
▼ 0.25% · 3.875%
HK$23,644
−HK$627/mo
Today · 4.125%
HK$24,271
baseline
▲ 0.50% · 4.625%
HK$25,550
+HK$1,279/mo
Deposit HK$3.71M · loan HK$4.54M · min. income ≈ HK$48,542/mo (50% DSR)
Upfront cash ≈ HK$3.96M (deposit + AVD stamp duty HK$247,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,580
−HK$1,416/mo
▼ 0.25% · 3.875%
HK$23,282
−HK$714/mo
Today · 4.125%
HK$23,996
baseline
▲ 0.50% · 4.625%
HK$25,456
+HK$1,460/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$47,992/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,120
−HK$1,357/mo
▼ 0.25% · 3.875%
HK$25,794
−HK$683/mo
Today · 4.125%
HK$26,477
baseline
▲ 0.50% · 4.625%
HK$27,873
+HK$1,396/mo
Deposit HK$3.30M · loan HK$4.95M · min. income ≈ HK$52,954/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$247,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,462
−HK$1,534/mo
▼ 0.25% · 3.875%
HK$25,222
−HK$774/mo
Today · 4.125%
HK$25,996
baseline
▲ 0.50% · 4.625%
HK$27,577
+HK$1,581/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$51,992/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,213
−HK$1,471/mo
▼ 0.25% · 3.875%
HK$27,943
−HK$741/mo
Today · 4.125%
HK$28,684
baseline
▲ 0.50% · 4.625%
HK$30,195
+HK$1,511/mo
Deposit HK$2.89M · loan HK$5.36M · min. income ≈ HK$57,368/mo (50% DSR)
Upfront cash ≈ HK$3.14M (deposit + AVD stamp duty HK$247,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,343
−HK$1,652/mo
▼ 0.25% · 3.875%
HK$27,163
−HK$832/mo
Today · 4.125%
HK$27,995
baseline
▲ 0.50% · 4.625%
HK$29,699
+HK$1,704/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$55,990/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,307
−HK$1,583/mo
▼ 0.25% · 3.875%
HK$30,093
−HK$797/mo
Today · 4.125%
HK$30,890
baseline
▲ 0.50% · 4.625%
HK$32,518
+HK$1,628/mo
Deposit HK$2.48M · loan HK$5.78M · min. income ≈ HK$61,780/mo (50% DSR)
Upfront cash ≈ HK$2.72M (deposit + AVD stamp duty HK$247,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,225
−HK$1,770/mo
▼ 0.25% · 3.875%
HK$29,103
−HK$892/mo
Today · 4.125%
HK$29,995
baseline
▲ 0.50% · 4.625%
HK$31,820
+HK$1,825/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$59,990/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,400
−HK$1,696/mo
▼ 0.25% · 3.875%
HK$32,242
−HK$854/mo
Today · 4.125%
HK$33,096
baseline
▲ 0.50% · 4.625%
HK$34,841
+HK$1,745/mo
Deposit HK$2.06M · loan HK$6.19M · min. income ≈ HK$66,192/mo (50% DSR)
Upfront cash ≈ HK$2.31M (deposit + AVD stamp duty HK$247,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,107
−HK$1,888/mo
▼ 0.25% · 3.875%
HK$31,043
−HK$952/mo
Today · 4.125%
HK$31,995
baseline
▲ 0.50% · 4.625%
HK$33,941
+HK$1,946/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$63,990/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,493
−HK$1,810/mo
▼ 0.25% · 3.875%
HK$34,392
−HK$911/mo
Today · 4.125%
HK$35,303
baseline
▲ 0.50% · 4.625%
HK$37,164
+HK$1,861/mo
Deposit HK$1.65M · loan HK$6.60M · min. income ≈ HK$70,606/mo (50% DSR)
Upfront cash ≈ HK$1.90M (deposit + AVD stamp duty HK$247,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,988
−HK$2,006/mo
▼ 0.25% · 3.875%
HK$32,983
−HK$1,011/mo
Today · 4.125%
HK$33,994
baseline
▲ 0.50% · 4.625%
HK$36,063
+HK$2,069/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$67,988/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,587
−HK$1,922/mo
▼ 0.25% · 3.875%
HK$36,541
−HK$968/mo
Today · 4.125%
HK$37,509
baseline
▲ 0.50% · 4.625%
HK$39,486
+HK$1,977/mo
Deposit HK$1.24M · loan HK$7.01M · min. income ≈ HK$75,018/mo (50% DSR)
Upfront cash ≈ HK$1.49M (deposit + AVD stamp duty HK$247,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,870
−HK$2,124/mo
▼ 0.25% · 3.875%
HK$34,923
−HK$1,071/mo
Today · 4.125%
HK$35,994
baseline
▲ 0.50% · 4.625%
HK$38,184
+HK$2,190/mo
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$71,988/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,680
−HK$2,036/mo
▼ 0.25% · 3.875%
HK$38,690
−HK$1,026/mo
Today · 4.125%
HK$39,716
baseline
▲ 0.50% · 4.625%
HK$41,809
+HK$2,093/mo
Deposit HK$825K · loan HK$7.43M · min. income ≈ HK$79,432/mo (50% DSR)
Upfront cash ≈ HK$1.07M (deposit + AVD stamp duty HK$247,560 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).