▼ 0.50% · 3.625%
HK$17,336
−HK$1,087/mo
▼ 0.25% · 3.875%
HK$17,875
−HK$548/mo
Today · 4.125%
HK$18,423
baseline
▲ 0.50% · 4.625%
HK$19,544
+HK$1,121/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$36,846/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,286
−HK$1,042/mo
▼ 0.25% · 3.875%
HK$19,804
−HK$524/mo
Today · 4.125%
HK$20,328
baseline
▲ 0.50% · 4.625%
HK$21,400
+HK$1,072/mo
Deposit HK$3.80M · loan HK$3.80M · min. income ≈ HK$40,656/mo (50% DSR)
Upfront cash ≈ HK$4.03M (deposit + AVD stamp duty HK$228,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,070
−HK$1,196/mo
▼ 0.25% · 3.875%
HK$19,663
−HK$603/mo
Today · 4.125%
HK$20,266
baseline
▲ 0.50% · 4.625%
HK$21,499
+HK$1,233/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$40,532/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,215
−HK$1,146/mo
▼ 0.25% · 3.875%
HK$21,784
−HK$577/mo
Today · 4.125%
HK$22,361
baseline
▲ 0.50% · 4.625%
HK$23,540
+HK$1,179/mo
Deposit HK$3.42M · loan HK$4.18M · min. income ≈ HK$44,722/mo (50% DSR)
Upfront cash ≈ HK$3.65M (deposit + AVD stamp duty HK$228,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,803
−HK$1,305/mo
▼ 0.25% · 3.875%
HK$21,450
−HK$658/mo
Today · 4.125%
HK$22,108
baseline
▲ 0.50% · 4.625%
HK$23,453
+HK$1,345/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$44,216/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,144
−HK$1,250/mo
▼ 0.25% · 3.875%
HK$23,764
−HK$630/mo
Today · 4.125%
HK$24,394
baseline
▲ 0.50% · 4.625%
HK$25,680
+HK$1,286/mo
Deposit HK$3.04M · loan HK$4.56M · min. income ≈ HK$48,788/mo (50% DSR)
Upfront cash ≈ HK$3.27M (deposit + AVD stamp duty HK$228,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,537
−HK$1,413/mo
▼ 0.25% · 3.875%
HK$23,238
−HK$712/mo
Today · 4.125%
HK$23,950
baseline
▲ 0.50% · 4.625%
HK$25,408
+HK$1,458/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$47,900/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,072
−HK$1,355/mo
▼ 0.25% · 3.875%
HK$25,745
−HK$682/mo
Today · 4.125%
HK$26,427
baseline
▲ 0.50% · 4.625%
HK$27,820
+HK$1,393/mo
Deposit HK$2.66M · loan HK$4.94M · min. income ≈ HK$52,854/mo (50% DSR)
Upfront cash ≈ HK$2.89M (deposit + AVD stamp duty HK$228,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,271
−HK$1,522/mo
▼ 0.25% · 3.875%
HK$25,026
−HK$767/mo
Today · 4.125%
HK$25,793
baseline
▲ 0.50% · 4.625%
HK$27,362
+HK$1,569/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$51,586/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,001
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$27,725
−HK$735/mo
Today · 4.125%
HK$28,460
baseline
▲ 0.50% · 4.625%
HK$29,960
+HK$1,500/mo
Deposit HK$2.28M · loan HK$5.32M · min. income ≈ HK$56,920/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$228,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,004
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$26,813
−HK$822/mo
Today · 4.125%
HK$27,635
baseline
▲ 0.50% · 4.625%
HK$29,316
+HK$1,681/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$55,270/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,929
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,705
−HK$787/mo
Today · 4.125%
HK$30,492
baseline
▲ 0.50% · 4.625%
HK$32,100
+HK$1,608/mo
Deposit HK$1.90M · loan HK$5.70M · min. income ≈ HK$60,984/mo (50% DSR)
Upfront cash ≈ HK$2.13M (deposit + AVD stamp duty HK$228,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,738
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$28,601
−HK$876/mo
Today · 4.125%
HK$29,477
baseline
▲ 0.50% · 4.625%
HK$31,271
+HK$1,794/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$58,954/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,858
−HK$1,667/mo
▼ 0.25% · 3.875%
HK$31,686
−HK$839/mo
Today · 4.125%
HK$32,525
baseline
▲ 0.50% · 4.625%
HK$34,240
+HK$1,715/mo
Deposit HK$1.52M · loan HK$6.08M · min. income ≈ HK$65,050/mo (50% DSR)
Upfront cash ≈ HK$1.75M (deposit + AVD stamp duty HK$228,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,471
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,388
−HK$932/mo
Today · 4.125%
HK$31,320
baseline
▲ 0.50% · 4.625%
HK$33,225
+HK$1,905/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$62,640/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,787
−HK$1,771/mo
▼ 0.25% · 3.875%
HK$33,666
−HK$892/mo
Today · 4.125%
HK$34,558
baseline
▲ 0.50% · 4.625%
HK$36,380
+HK$1,822/mo
Deposit HK$1.14M · loan HK$6.46M · min. income ≈ HK$69,116/mo (50% DSR)
Upfront cash ≈ HK$1.37M (deposit + AVD stamp duty HK$228,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,205
−HK$1,957/mo
▼ 0.25% · 3.875%
HK$32,176
−HK$986/mo
Today · 4.125%
HK$33,162
baseline
▲ 0.50% · 4.625%
HK$35,180
+HK$2,018/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$66,324/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$228,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,715
−HK$1,876/mo
▼ 0.25% · 3.875%
HK$35,646
−HK$945/mo
Today · 4.125%
HK$36,591
baseline
▲ 0.50% · 4.625%
HK$38,520
+HK$1,929/mo
Deposit HK$760K · loan HK$6.84M · min. income ≈ HK$73,182/mo (50% DSR)
Upfront cash ≈ HK$988K (deposit + AVD stamp duty HK$228,082 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).