▼ 0.50% · 3.625%
HK$4,413
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,550
−HK$140/mo
Today · 4.125%
HK$4,690
baseline
▲ 0.50% · 4.625%
HK$4,975
+HK$285/mo
Deposit HK$968K · loan HK$968K · min. income ≈ HK$9,380/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,909
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,041
−HK$133/mo
Today · 4.125%
HK$5,174
baseline
▲ 0.50% · 4.625%
HK$5,447
+HK$273/mo
Deposit HK$968K · loan HK$968K · min. income ≈ HK$10,348/mo (50% DSR)
Upfront cash ≈ HK$968K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,854
−HK$305/mo
▼ 0.25% · 3.875%
HK$5,005
−HK$154/mo
Today · 4.125%
HK$5,159
baseline
▲ 0.50% · 4.625%
HK$5,472
+HK$313/mo
Deposit HK$871K · loan HK$1.06M · min. income ≈ HK$10,318/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,400
−HK$292/mo
▼ 0.25% · 3.875%
HK$5,545
−HK$147/mo
Today · 4.125%
HK$5,692
baseline
▲ 0.50% · 4.625%
HK$5,992
+HK$300/mo
Deposit HK$871K · loan HK$1.06M · min. income ≈ HK$11,384/mo (50% DSR)
Upfront cash ≈ HK$871K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,295
−HK$332/mo
▼ 0.25% · 3.875%
HK$5,460
−HK$167/mo
Today · 4.125%
HK$5,627
baseline
▲ 0.50% · 4.625%
HK$5,970
+HK$343/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$11,254/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,891
−HK$318/mo
▼ 0.25% · 3.875%
HK$6,049
−HK$160/mo
Today · 4.125%
HK$6,209
baseline
▲ 0.50% · 4.625%
HK$6,537
+HK$328/mo
Deposit HK$774K · loan HK$1.16M · min. income ≈ HK$12,418/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,737
−HK$359/mo
▼ 0.25% · 3.875%
HK$5,915
−HK$181/mo
Today · 4.125%
HK$6,096
baseline
▲ 0.50% · 4.625%
HK$6,467
+HK$371/mo
Deposit HK$677K · loan HK$1.26M · min. income ≈ HK$12,192/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,382
−HK$345/mo
▼ 0.25% · 3.875%
HK$6,553
−HK$174/mo
Today · 4.125%
HK$6,727
baseline
▲ 0.50% · 4.625%
HK$7,081
+HK$354/mo
Deposit HK$677K · loan HK$1.26M · min. income ≈ HK$13,454/mo (50% DSR)
Upfront cash ≈ HK$677K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,178
−HK$387/mo
▼ 0.25% · 3.875%
HK$6,370
−HK$195/mo
Today · 4.125%
HK$6,565
baseline
▲ 0.50% · 4.625%
HK$6,965
+HK$400/mo
Deposit HK$581K · loan HK$1.35M · min. income ≈ HK$13,130/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,873
−HK$371/mo
▼ 0.25% · 3.875%
HK$7,057
−HK$187/mo
Today · 4.125%
HK$7,244
baseline
▲ 0.50% · 4.625%
HK$7,626
+HK$382/mo
Deposit HK$581K · loan HK$1.35M · min. income ≈ HK$14,488/mo (50% DSR)
Upfront cash ≈ HK$581K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,619
−HK$415/mo
▼ 0.25% · 3.875%
HK$6,825
−HK$209/mo
Today · 4.125%
HK$7,034
baseline
▲ 0.50% · 4.625%
HK$7,462
+HK$428/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$14,068/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,364
−HK$398/mo
▼ 0.25% · 3.875%
HK$7,561
−HK$201/mo
Today · 4.125%
HK$7,762
baseline
▲ 0.50% · 4.625%
HK$8,171
+HK$409/mo
Deposit HK$484K · loan HK$1.45M · min. income ≈ HK$15,524/mo (50% DSR)
Upfront cash ≈ HK$484K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,061
−HK$442/mo
▼ 0.25% · 3.875%
HK$7,280
−HK$223/mo
Today · 4.125%
HK$7,503
baseline
▲ 0.50% · 4.625%
HK$7,960
+HK$457/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$15,006/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,855
−HK$424/mo
▼ 0.25% · 3.875%
HK$8,065
−HK$214/mo
Today · 4.125%
HK$8,279
baseline
▲ 0.50% · 4.625%
HK$8,716
+HK$437/mo
Deposit HK$387K · loan HK$1.55M · min. income ≈ HK$16,558/mo (50% DSR)
Upfront cash ≈ HK$387K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,502
−HK$470/mo
▼ 0.25% · 3.875%
HK$7,735
−HK$237/mo
Today · 4.125%
HK$7,972
baseline
▲ 0.50% · 4.625%
HK$8,457
+HK$485/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$15,944/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,346
−HK$451/mo
▼ 0.25% · 3.875%
HK$8,570
−HK$227/mo
Today · 4.125%
HK$8,797
baseline
▲ 0.50% · 4.625%
HK$9,260
+HK$463/mo
Deposit HK$290K · loan HK$1.64M · min. income ≈ HK$17,594/mo (50% DSR)
Upfront cash ≈ HK$290K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,943
−HK$498/mo
▼ 0.25% · 3.875%
HK$8,190
−HK$251/mo
Today · 4.125%
HK$8,441
baseline
▲ 0.50% · 4.625%
HK$8,955
+HK$514/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$16,882/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,837
−HK$477/mo
▼ 0.25% · 3.875%
HK$9,074
−HK$240/mo
Today · 4.125%
HK$9,314
baseline
▲ 0.50% · 4.625%
HK$9,805
+HK$491/mo
Deposit HK$194K · loan HK$1.74M · min. income ≈ HK$18,628/mo (50% DSR)
Upfront cash ≈ HK$194K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).