▼ 0.50% · 3.625%
HK$4,488
−HK$282/mo
▼ 0.25% · 3.875%
HK$4,628
−HK$142/mo
Today · 4.125%
HK$4,770
baseline
▲ 0.50% · 4.625%
HK$5,060
+HK$290/mo
Deposit HK$984K · loan HK$984K · min. income ≈ HK$9,540/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,993
−HK$270/mo
▼ 0.25% · 3.875%
HK$5,127
−HK$136/mo
Today · 4.125%
HK$5,263
baseline
▲ 0.50% · 4.625%
HK$5,541
+HK$278/mo
Deposit HK$984K · loan HK$984K · min. income ≈ HK$10,526/mo (50% DSR)
Upfront cash ≈ HK$984K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,937
−HK$310/mo
▼ 0.25% · 3.875%
HK$5,091
−HK$156/mo
Today · 4.125%
HK$5,247
baseline
▲ 0.50% · 4.625%
HK$5,566
+HK$319/mo
Deposit HK$886K · loan HK$1.08M · min. income ≈ HK$10,494/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,493
−HK$296/mo
▼ 0.25% · 3.875%
HK$5,640
−HK$149/mo
Today · 4.125%
HK$5,789
baseline
▲ 0.50% · 4.625%
HK$6,095
+HK$306/mo
Deposit HK$886K · loan HK$1.08M · min. income ≈ HK$11,578/mo (50% DSR)
Upfront cash ≈ HK$886K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,386
−HK$338/mo
▼ 0.25% · 3.875%
HK$5,554
−HK$170/mo
Today · 4.125%
HK$5,724
baseline
▲ 0.50% · 4.625%
HK$6,072
+HK$348/mo
Deposit HK$787K · loan HK$1.18M · min. income ≈ HK$11,448/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,992
−HK$324/mo
▼ 0.25% · 3.875%
HK$6,153
−HK$163/mo
Today · 4.125%
HK$6,316
baseline
▲ 0.50% · 4.625%
HK$6,649
+HK$333/mo
Deposit HK$787K · loan HK$1.18M · min. income ≈ HK$12,632/mo (50% DSR)
Upfront cash ≈ HK$787K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,835
−HK$366/mo
▼ 0.25% · 3.875%
HK$6,017
−HK$184/mo
Today · 4.125%
HK$6,201
baseline
▲ 0.50% · 4.625%
HK$6,578
+HK$377/mo
Deposit HK$689K · loan HK$1.28M · min. income ≈ HK$12,402/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,491
−HK$351/mo
▼ 0.25% · 3.875%
HK$6,665
−HK$177/mo
Today · 4.125%
HK$6,842
baseline
▲ 0.50% · 4.625%
HK$7,203
+HK$361/mo
Deposit HK$689K · loan HK$1.28M · min. income ≈ HK$13,684/mo (50% DSR)
Upfront cash ≈ HK$689K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,284
−HK$394/mo
▼ 0.25% · 3.875%
HK$6,479
−HK$199/mo
Today · 4.125%
HK$6,678
baseline
▲ 0.50% · 4.625%
HK$7,084
+HK$406/mo
Deposit HK$591K · loan HK$1.38M · min. income ≈ HK$13,356/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,991
−HK$377/mo
▼ 0.25% · 3.875%
HK$7,178
−HK$190/mo
Today · 4.125%
HK$7,368
baseline
▲ 0.50% · 4.625%
HK$7,757
+HK$389/mo
Deposit HK$591K · loan HK$1.38M · min. income ≈ HK$14,736/mo (50% DSR)
Upfront cash ≈ HK$591K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,733
−HK$422/mo
▼ 0.25% · 3.875%
HK$6,942
−HK$213/mo
Today · 4.125%
HK$7,155
baseline
▲ 0.50% · 4.625%
HK$7,590
+HK$435/mo
Deposit HK$492K · loan HK$1.48M · min. income ≈ HK$14,310/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,490
−HK$405/mo
▼ 0.25% · 3.875%
HK$7,691
−HK$204/mo
Today · 4.125%
HK$7,895
baseline
▲ 0.50% · 4.625%
HK$8,311
+HK$416/mo
Deposit HK$492K · loan HK$1.48M · min. income ≈ HK$15,790/mo (50% DSR)
Upfront cash ≈ HK$492K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,182
−HK$450/mo
▼ 0.25% · 3.875%
HK$7,405
−HK$227/mo
Today · 4.125%
HK$7,632
baseline
▲ 0.50% · 4.625%
HK$8,096
+HK$464/mo
Deposit HK$394K · loan HK$1.57M · min. income ≈ HK$15,264/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,989
−HK$432/mo
▼ 0.25% · 3.875%
HK$8,204
−HK$217/mo
Today · 4.125%
HK$8,421
baseline
▲ 0.50% · 4.625%
HK$8,865
+HK$444/mo
Deposit HK$394K · loan HK$1.57M · min. income ≈ HK$16,842/mo (50% DSR)
Upfront cash ≈ HK$394K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,630
−HK$479/mo
▼ 0.25% · 3.875%
HK$7,868
−HK$241/mo
Today · 4.125%
HK$8,109
baseline
▲ 0.50% · 4.625%
HK$8,602
+HK$493/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$16,218/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,489
−HK$458/mo
▼ 0.25% · 3.875%
HK$8,716
−HK$231/mo
Today · 4.125%
HK$8,947
baseline
▲ 0.50% · 4.625%
HK$9,419
+HK$472/mo
Deposit HK$295K · loan HK$1.67M · min. income ≈ HK$17,894/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,079
−HK$507/mo
▼ 0.25% · 3.875%
HK$8,331
−HK$255/mo
Today · 4.125%
HK$8,586
baseline
▲ 0.50% · 4.625%
HK$9,108
+HK$522/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$17,172/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,988
−HK$486/mo
▼ 0.25% · 3.875%
HK$9,229
−HK$245/mo
Today · 4.125%
HK$9,474
baseline
▲ 0.50% · 4.625%
HK$9,973
+HK$499/mo
Deposit HK$197K · loan HK$1.77M · min. income ≈ HK$18,948/mo (50% DSR)
Upfront cash ≈ HK$197K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).